Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
about a year ago a direct debit account was set up for southern electric with correct bank details of my key account not my savings account but somehow the bank charged me £38.00 on my savings account also now they have added interest of £6.84 on my savings account.Is it possible to still claim this back? and if so what can i do to claim back?.
why is it i never get replies anymore surely someone knows if i claim this back or not?
The answer is yes, and I would suggest you look at the terms and conditions of the savings account. No doubt there is a clause that states "standing orders and direct debits are not permitted on the account". If there is then I would approach it on the basis that you aren't permitted to have them on a savings account yet the bank doesn't protect you from them being set up on the account. Why have the term if the bank will not make the account non permissable for DD's and SO's
If you are wanting to reclaim, follow the step by step guide in my signature. It has all the advice and links for letters you need. If you need any help, just ask. Some one will be around to advise you.