Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Thought I'd get some charges back for my wife
Data Protection Act request sent 30/07/06
The DATA Controller Barclays Bank PLC
ONE CHURCHILL PLACE
LONDON
E14 5HP
30 Jul 2006
Data Protection Act disclosure request
Dear Sir/Madam
Data Protection Act 1998 request for : Mrs ************** Providian Account No ***************
The above account was under my previous Married Name and I include a copy of my marriage Certificate in case there is any doubt of my identification although my address has not changed
Please send me the information which I am entitled to access under Section 7(1) of the Data Protection Act 1998 (the ‘1998 Act’) in relation to all charges which you have applied to my above noted account within the last 6 years from the date of this letter.
Additionally where there has been any event in my account history over this period which has required manual intervention by any member of your staff or any other person, I require disclosure of any indication or notes which have either caused or resulted in that manual intervention or other evidence of that manual intervention in relation to my banking business with you. If you are unable to supply data relating to manual intervention because there has been no such manual intervention then please be kind as to confirm this in your response to this request.
If you require any further information please let me know as soon as possible.
I enclose a cheque in favour of your bank in the sum of £10 with respect to the maximum statutory fee for processing this request.
Furthermore, if I discover that you have levied disproportionate penalties against me then I shall be reclaiming them and also reclaiming the enclosed £10 DPA disclosure fee.
I look forward to your response within the maximum 40-day time limit under the 1998 Act.
Nationwide Total settlement for first claim £810.92 (Charges £570.00) total charges £2579.00 (Another 4 claims to make)
Tesco personal Finance -NO penalty charges see post end thread
Egg DPA complaint sent to ICO see thread
Egg also trying to get defaults removed Abbey National/MBNA credit Card - Eventually settled in FULL
Advice & opinions of CharlieHo are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
Hi Charlieho
I want to take on the credit card companies on behalf of my wife also
In the mean time can anyone advise me on how to get the intrest frozen? some months atgo she went to an advice group called money advice to get the intrest frozen on all her cards,but the letters keep coming in,and the constant phone calls are happening again,at all hours in the morning and evening.
Charlie is it the same scenario with the £10 data protection to all the companies
involved? is there a specific thresd on CC companies I missing? Please help!
Mrs CharlieHo V Providian (Barclays)
Bank PLC
Reply With Quote