Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Andy P

  1. #1
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    Default Andy P

    I am trying to get my head around the changes with regards to the wording of the letters, i have 4 claims on hold with 2 seperate banks following the claims letters being issued 03/2008 to them about the time they put things on hold. Do i need to issue new letters to them changing the wording about penelties?????? or will the original template letters still stand as the bank has issued me a on hold letter....
    confused i am


  2. #2
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    Default Re: Andy P

    Hi, Andy.

    How far did you take your claim ?

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  3. #3
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    Default Re: Andy P

    did the consumer credit letters, then detailed claim with spread sheets, then the pay in 14 days letter then received the your claim is on hold letter, since then i have waited for the OFT court case.


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    Default Re: Andy P

    Andy,

    Continue with your claim.

    Send them a letter before actionicon, have a look at this 'link'......

    http://www.consumerforums.com/resour...lties-to-utccr

    Give them 14 days to comply, then file at your Local county courticon.

    Regards.

    Scott.

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  5. #5
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    Default Re: Andy P

    so i just issue them another letter before actionicon with the new wording added then start court procedings if they dont respond as requested...

    Andy


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    Default Re: Andy P

    Yes, they may ask the court to apply a 'sist' to your claim, but better in the Courts queue than in the Banks.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

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  7. #7
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    Default Re: Andy P

    Too right, will amend letters tonight and get them in the post....


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    Default Re: Andy P

    Sound, I think that's the way to go.
    What town are you in ?

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  9. #9
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    Default Re: Andy P

    35 miles north of Aberdeen


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    Default Re: Andy P

    Oh, that one have you got a county courticon

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  11. #11
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    Default Re: Andy P

    its sheriffs courts up here, and theres a claim limit for small claims courts.
    thanks for your help, nothing ventured nothing gained. the banks are crafty, while you wait for them to reply they change the rules....


  12. #12
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    Default Re: Andy P

    I started doing my claims through Edinburgh Sheriff Court.

    I think small claims limit was £750 when I claimed, so a lot of people had to split their claims, the Banks then said they thought this was an abuse of process and some courts started throwing out more than one claim on the same account.

    That's why I went with a Summary Cause claim, with the limit being that bit higher.

    Small claims is now up to £3,000 and Summary Cause £5,000.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
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  13. #13
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    Default Re: Andy P

    if the small claims limit is now £3k that would cover me as i am only looking for just over £1k per account per claim, do i re issue the paperwork with the amendmenticon and increase the amount?


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    Default Re: Andy P

    That sounds ok, Andy.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
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  15. #15
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    Default Re: Andy P

    thanks for your help, i am going to sort he paperwork and start again.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE