Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rg19810 Novitiate

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    Default egg card CCA- IST RESPONE

    i have received a response from Eggicon card today with regards to the cca request. They have asked me to provided further ID inorder for them to continue with my request, has anyone come across this before?
    any advice would be appreciated


  2. #2
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    Default Re: egg card CCA- IST RESPONE

    advice pls??


  3. #3
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    Default Re: egg card CCA- IST RESPONE

    bump


  4. #4
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    Default Re: egg card CCA- IST RESPONE

    what are the asking for?

    is it a signatureicon?


    ida x

    Cag is a free self-help site. If you are contacted by any other user recommending or offering no win no fee or paid for service, please report this to the site or to a site team member.


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    Any opinions are without prejudice & without liability.

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  5. #5
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    Default Re: egg card CCA- IST RESPONE

    they are asking for a signatureicon or utillity bill


  6. #6
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    Default Re: egg card CCA- IST RESPONE

    Sure there's a letter somewhere saying about "you send your statements and correspondance to this address no other ID provided"
    Don't give them your signatureicon either they have the power to digital enhance, copy paste like we can all do. I'll see if I can find the letter, in the meantime don't give them anything. If I can't find it I'm sure someone will tell you.
    DG

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  7. #7
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    Default Re: egg card CCA- IST RESPONE

    If they need a signatureicon to prove its you for security - fair enough I guess. But may I suggest sending them a signature which is superficially yours, but with a unique quirk (eg double cross the letter t), and make two photocopies before sending- one for yourself; one for the police just in case

    Thus this signature only ever exists once.


    On the bright side, Eggicon are taking security seriously (perhaps over zealously) or they may know they are going to have to send a copy they know is defective


  8. #8
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    Default Re: egg card CCA- IST RESPONE

    Sign Your Name But Put A Line Through It Or Better Still

    Google digital signatureicon


  9. #9
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    Default Re: egg card CCA- IST RESPONE

    Dear Sirs,
    RE Account NO XXXXXXXX
    Thank you for your letter dated xx/xx/2008 the contents of which are noted
    In your letter you make reference to requiring my signed authorisation before you comply. I draw your attention to the fact that the Consumer Credit Act 1974 does not require that i supply you a copy of my signatureicon before you comply with my S78 request.
    If it is for Data Protection purposes then i can happily supply you with documentation to substantiate my identity to you.
    However please note that to date you have happily sent statements and correspondence containing extensive sensitive private information to my address. I have to ask if you are concerned that you are corresponding with the correct person why has it taken so long to raise this?
    As you are aware, disclosing data without adequate checks of identity is contrary to the 7th principal of data protection, listed in schedule 1 of the Data protection Act 1998:
    7. Appropriate technical and organisational measures shall be taken against unauthorised or unlawful processing of personal dataicon and against accidental loss or destruction of, or damage to, personal dataicon.
    My request for a true copy of my credit agreement under section 77/78 was made on xx/xx/2007 and the 12 working days for your compliance expire on xx/xx/2007. I note that there is no provision that removes the requirements of the act to provide this information on time, even if you are unsure of my identity.
    i look forward to receiving the documentation requested
    Regards


    ida x

    Cag is a free self-help site. If you are contacted by any other user recommending or offering no win no fee or paid for service, please report this to the site or to a site team member.


    CAG depends on donations. Please consider making a donation - however big or small.


    You can also help CAG by downloading and using CAG'S FREE TOOLBAR:
    Please read:
    http://www.consumeractiongroup.co.uk...hp?f=191&a=182

    LOOKING TO DEAL WITH YOUR DEBTS?: READ HERE

    http://www.consumeractiongroup.co.uk...ne-Don-t-Panic!


    Any opinions are without prejudice & without liability.

    http://www.consumeractiongroup.co.uk...i-dummies.html

  10. #10
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    Default Re: egg card CCA -Term & conditions

    HI All

    I have sold my debts to CCK , and today I have receive letter from Eggicon, saying that I have no right to sell my debt under eggs T&C 23.1 . First of all I don't remember signing the T&C with egg. 2nd I took the card in 2001. Now my question is has naybody heard of 23.1 T&C from egg crddit agreement.However, CCA 1974 section 99(1) says the debtors has a right to sell the agreement given notice 14 days notice to creditor. And section 98(1) says credit should give 7 day(s) notice to consumber, prior to selling debt to collection agency. nay support will greatly appreciated. 8-)



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE