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Hi all
Hopefully someone can help with this.
I have had a letter back from MBNA offering some paltry amount.
My question is they state in the letter "they will not amend any information on my credit file as my credit file reflects the previous late payments l have made".
Can l force this issue about the credit file and if so how worded?
many thanks
Hope everyone is well and getting financially stronger.
regards
Mike
I haven't read of anybody that has got MBNA to amend their credit records.
Entirely up to you this one. Everybody has had ALL of their charges back from mbna before court. so it is up to you really, you can accept the charges and leave it at that or decline whatever they offer you and go down the court route and hope that they agree before it gets through the court doors.
your problem here would be that the moneyclaim is for monetry amounts and MBNA will be able to prove they offered this. A judge will probably not look kindly on a disoute on adverse credit features appearing before him, but hen again it might just not get that far.
Credit file information
offering some paltry amount.
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