Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Youngandsilly Novitiate

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    Default Chased for a phone debt I didn't have!

    Hello,

    My dad is being chased by a company called Transcom for an Orange Mobile debt he didn't have.

    We've previously sent off a CCA request, but having done some research, have now discovered that mobiles are not covered under the CCA 1974, and as such, this that was the reply sent back this morning.

    Is there anything else we can do? He's never had a contract mobile phoneicon ever, and so it's unlikely that he's run up a £200+ debt on a contract phone - Surely they must hold some sort of contract that they should be able to provide to prove that he's taken out the service -

    I've saw information about CIF? (customer information sheet?) - is he within his rights to request this?

    I think the next step will be a SARicon, but should this be sent to Transcom or Orange - Or both?

    He's quite worried about this, as understandably, he doesn't want to be chased for something he doesn't owe.


  2. #2
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: Chased for a phone debt I didn't have!

    Hi,

    I would send letter 17 from here:

    The Consumer Forums - debt collectors

    They have to prove the debt is his, not the other way round

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10


  3. #3
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    dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick Highly informative dpick's Avatar

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    Default Re: Chased for a phone debt I didn't have!

    Hi as above by silverfox this is probably a debt for someone with the same name in that area. DCAicon's don't care if it's your debt or not they just want some poor sucker to pay.

    dpick

    cannot find it A to Z

    http://www.consumeractiongroup.co.uk...hat-youre.html


    Halifax
    Paid in full £2295

    MBNA 20/03/2008 settled in full out of court

    Capital One
    07/07/2007 Capital one charges paid in full £1666
    19/01/2008 recovered PPI £2216 + costs

    Littlewoods
    12/08/2007 write off £1176.10 debt.

    JD Williams charges refunded in full £640


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE