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SORN Fine to wrong address Inter-Credit International Ltd
Hi,
I received a debt recovery notice from Inter-Credit International Ltd. it states;
As you have ignored all previous letters (no previous letters was sent) the DVLA is currently preparing a claim against you as the registered keeper of an unlicensed vehicle (i sold the vehicle almost a year ago) Should you wish to avoid this action, you must pay an out of court settlement of £80 immediately, otherwise legal action through the Courts may commence and your vehicle (which i no longer own) may be clamped and impounded.
I phoned the DVLA to ask what this was for but they said they could not help me and said i would need to contact the debt company. So i contacted the debt company and apparently i did not register the vehicle on time and had to pay the fine.
From what i can remember i bought the car for my son and registered it on my name and my address and insured him as a second driver. After a while my son no longer needed the car and kept it in his garage, so i put the car on SORN. Then i registered it to his address but kept it on my name. I notified the DVLA they sent the new V5 to my sons address where the car was kept and thought any reminders would be sent there. (The car has been on SORN from 01/05/2007) Knowing they would send me a V11 form before the SORN is up for renewal i waited for it, but nothing came. Without the V11 form i managed to go online and registered there. During that time I've moved houses and sold the car and thought nothing of it.
Until now on 08/05/2009 i receive this fine for £80 without any notice or warnings, but what's strange they sent it to my address, the vehicle was never registered here. Why did they not send it to my sons address where the vehicle was registered?
Re: SORN Fine to wrong address Inter-Credit International Ltd
Originally Posted by mrwhite
From what i can remember i bought the car for my son and registered it on my name and my address and insured him as a second driver.
If your son was the main driver, this is called fronting and the Insurance Co. would take a dim view, to the point of voiding the insurance in the event of a claim while he was driving.
After a while my son no longer needed the car and kept it in his garage, so i put the car on SORN.
Fair enough
Then i registered it to his address but kept it on my name.
On change of registration, you usually need to re-SORN. I am not sure if this si the case for a simple change of address.
I notified the DVLA they sent the new V5 to my sons address where the car was kept and thought any reminders would be sent there. (The car has been on SORN from 01/05/2007) Knowing they would send me a V11 form before the SORN is up for renewal i waited for it, but nothing came.
There is no obligation whatsoever for DVLA to send reminder notices (V11). It is the duty of the RK to ensure that the vehicle is either taxed or on SORN at all times.
Without the V11 form i managed to go online and registered there.
Registered for SORN I presume. Is there a gap between this online SORN registration and the expiry of the previous one?
During that time I've moved houses and sold the car and thought nothing of it.
Did you notify DVLA of the change of keeper when you sold it? Did they acknowledge this?
Until now on 08/05/2009 i receive this fine for £80 without any notice or warnings, but what's strange they sent it to my address, the vehicle was never registered here. Why did they not send it to my sons address where the vehicle was registered?
The fine letter would appear to have come from the DCA, not DVLA, so they may well have tracked you down,
Can they just send you a fine out of the blue?
Yes
Why did they not send this to me earlier?
Initially, any fine would come from DVLA. As this has come from a DCA, I assume that earlier attempts failed
What do i do now?
Can you provide us with a complete time line?
Did you tell DVLA about the sale?
Wass there a time period between expiry of tax/SORN and on-line SORN registration? if so, how long?
Stop phoning them, do everything in writing to ensure that you have an 'audit trail' of your actions and protestations.
Re: SORN Fine to wrong address Inter-Credit International Ltd
"If your son was the main driver, this is called fronting and the Insurance Co. would take a dim view, to the point of voiding the insurance in the event of a claim while he was driving."
My mistake, I was insured as second driver.
"On change of registration, you usually need to re-SORN. I am not sure if this si the case for a simple change of address."
It was a change of address
"Registered for SORN I presume. Is there a gap between this online SORN registration and the expiry of the previous one?"
Thats where I'm not 100% sure on, I asked the DVLA if they could provide me the date of when the last SORN ran from as i did not have any confirmation letter. They said they do not hold that information? (or they don't want to tell me?)
"Did you notify DVLA of the change of keeper when you sold it? Did they acknowledge this?"
Yes i did and got an acknowledgment letter.
"Initially, any fine would come from DVLA. As this has come from a DCA, I assume that earlier attempts failed"
No earlier attempts have ever been made to my address or my sons.
Would of the early attempts been a warning instead of the £80 fine?
sorry about the quotes, don't know how to box them.
Re: SORN Fine to wrong address Inter-Credit International Ltd
I asked the DVLA if they could provide me the date of when the last SORN ran from as i did not have any confirmation letter. They said they do not hold that information? (or they don't want to tell me?)
If they don't hold that information how can they know when you're liable for a fine?
Re: SORN Fine to wrong address Inter-Credit International Ltd
The regulations allow a private individual up to 28 days to SORN a vehicle. The DVLA must recieve the SORN notice within 28 days. Online notification is best as it is its own receipt.
A trader is allowed 3 Months " period of grace" and that has since been waived.
Re: SORN Fine to wrong address Inter-Credit International Ltd
It looks like it was re-sorn in June 08 when it was due in May 08.
What options am i left with?
Is there any point writing to them?
bear in mind the date of re-sorn was over a year ago
the DVLA did not notify me of this
no previous notices was sent
and they send it to the wrong address.
SORN Fine to wrong address Inter-Credit International Ltd
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Originally Posted by mrwhite
