Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default principles store card agreements

    hello everyone,

    we have an ongoing dispute with ikano about store card (see seperate thread) Does anybody have any principles store card agreements which they could post up as the examples of the documents principles used for their application form or agreements

    Many thanks

    GD

    -
    PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or
    obtained and from my own experiences.
    -
    Case 1 - C L Finance - Court Case 'Stayed' . Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:
    -
    Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent'
    -
    Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:
    -
    Advice & opinions offered freely but informally, without prejudice & without liability.
    Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

  2. #2
    Site Team steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064's Avatar

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    Default Re: principles store card agreements

    I don't have an example but they will be similar to what others use. Have they sent you one? If so, can you post it up (personal details removed, of course)

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

    Please note, I will not give advice by PM. Please
    send a link
    to your thread and I will do my best to answer there.

  3. #3
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    Default Re: principles store card agreements

    Hello steven,
    Thank you for your reply. See our other thread ikano (principle storecard )battle. You get the whole picture whats been going on. Also on that thread we have posted the agreement. We think its a copy and paste job . its a evans application form with all prescribed terms and also some are my writing which has been copied from somewhere. The whole thing does not look right. the account number , sort code and lots of things does not match up . funny thing is the store number is evans store number and based in sunderland and we are 150 mile away...

    Any comments will be greatly appreciated.

    Many thanks.

    GD

    -
    PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or
    obtained and from my own experiences.
    -
    Case 1 - C L Finance - Court Case 'Stayed' . Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:
    -
    Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent'
    -
    Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:
    -
    Advice & opinions offered freely but informally, without prejudice & without liability.
    Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

  4. #4
    Site Team steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
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    Lancashire
    Posts
    15,521

    Default Re: principles store card agreements

    Can you post a link, please

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

    Please note, I will not give advice by PM. Please
    send a link
    to your thread and I will do my best to answer there.

  5. #5
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    GhostDebt Informative GhostDebt Informative GhostDebt Informative GhostDebt Informative GhostDebt Informative GhostDebt's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2009
    I am in
    Northamptonshire
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    1,108

    Default Re: principles store card agreements

    Hello Steven,

    Link to thread:
    http://www.consumeractiongroup.co.uk...storecard.html

    Link to agreement on photobucket
    Ikano Application picture by shann15 - Photobucket

    Thank you for your comments to date.

    Best regards.

    -
    PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or
    obtained and from my own experiences.
    -
    Case 1 - C L Finance - Court Case 'Stayed' . Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:
    -
    Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent'
    -
    Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:
    -
    Advice & opinions offered freely but informally, without prejudice & without liability.
    Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

  6. #6
    Site Team steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064 Authoritative steven4064's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2006
    I am in
    Lancashire
    Posts
    15,521

    Default Re: principles store card agreements

    I have replied on the other thread.

    Steven

    Using CAG Toolbar will generate much needed income - Download Here

    Confused by Simple Interest? Confounded by Compound Interest? Read my Interest Tutorial

    My Wins

    GE Money Won unconditionally May 2007
    NatWest
    Won unconditionally August 2007
    Brighthouse Won unconditionally August 2007
    Goldfish Won unconditionally April 2008 (including CI on the basis of Sempra)
    Clydesdale Financial Services (now BPF) Won unconditionally February 2008

    Any opinions are without prejudice & without liability. Do not take any legal action on my advice alone. Almost everything I know concerning the law I learned from this site.

    Please note, I will not give advice by PM. Please
    send a link
    to your thread and I will do my best to answer there.


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