Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    reddannio Novitiate

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    Default GE Money PPI Advice Needed

    Hi,

    I wrote to GE Money asking them to refund PPIicon but as my insurance was taken out in 2000 it wasnt covered by the fosicon so they have told me they cannot do anything and refered me to the FLA. Is there any point in going down this route and has anyone had success with them ?

    I thought i may have a case as i have still been paying the PPI unknowingly until recently and i know that GE were fined by the FSA for their misselling. My policy was apparently sold over the phone and there is nothing signed by me

    Red


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    alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana Authoritative alanalana's Avatar

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    Default Re: GE Money PPI Advice Needed

    Hello red,

    Hi,

    I wrote to GE Money asking them to refund PPIicon but as my insurance was taken out in 2000 it wasnt covered by the fos so they have told me they cannot do anything and refered me to the FLA. Is there any point in going down this route and has anyone had success with them ?

    I thought i may have a case as i have still been paying the PPI unknowingly until recently and i know that GE were fined by the FSA for their misselling. My policy was apparently sold over the phone and there is nothing signed by me

    Red
    I do not have any direct info on any successes through the FLA.

    Have you contacted the FOS?

    Please have a look here....
    For claims before 2005 and the FSA ruling from which campaign
    How to tell if you’ve been mis-sold PPI

    Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

    FLA website with everything you need to submit complaint in here...

    FLA

    If you come up against a brick wall you can always go to the Financial Services Compensation Scheme to claim back your money...

    http://www.fscs.org.uk/consumer/

    Hope this helps you out

    aa




    I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner.
    ------------------------------------------------
    Bank charge successes:
    Halifax - Full settlement incl interest.
    HSBC - Settlement, goodwill no admission of liability about 75% of claim.
    RBS - Settlement, goodwill no admission of liability about 70% of claim.
    2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
    PPI Successes
    PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
    2 claims settled in full with LV without FOS involvement.
    2 claims settled in full with HSBC without FOS involvement

    PPI Claims ongoing with:
    Cap one Now with the FOS
    Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
    LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc

    1 Complaint not upheld by FOS they said it was ICO issue. Complaint upheld by ICO. See this..
    Post 290 from
    ***RBS PPI Claim Long fight but, WON***

    Please do not PM me for advice as it may be sometime before I can respond.

    Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE