Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Thanks to all the help received on here I can add a win against a DCA to my name.
Robinson, Way bought debt from HFC (Goldfish) 9yrs ago, sent SAR, no agreement, put account into dispute. Received snotty letters stating they dont have to prove I owe them, I have to prove I dont owe them!!
I sent reply quoting relevant case law and stating I will be persuing for the money I have paid to them + interest and damages for the processing of my data illegally. I gave 14 days to reply otherwise will proceed without further notification to them.
Ten days passed and today received a letter stating that after considering my comments they will be removing my account and details from their sytems and I will receive no further correspondence on the matter. I think thats a win
Do I press for the money I paid to them by mistake? Goldfish have no records on me(checked) so seriously looking in to recovering money paid by mistake.
Do I press for the money I paid to them by mistake? Goldfish have no records on me(checked) so seriously looking in to recovering money paid by mistake.
If I were you I would consider it a success and leave well alone... keep a copy of all of the correspondence just in case though.
I am in a similar position with RWAY too so I am hoping they also consider the same course of action taken with you
I replied to whoever wrote at the time (always someone diff), my last letter went to their correspondence manager. If you know your case is water tight then may I suggest contacting the administrators who currently control things?
"On 30 November 2008 the High Court made an Administration Order in relation to the Company. Maggie Mills, Tom Burton, Tom Jack and Simon Allport of Ernst & Young LLP were appointed as Joint Administrators of the Company." Manchester office I believe. Link to London Scottish info London Scottish
Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
They told me the same rubbish plus they have the right and I have to prove I dont owe the money! Thats when I sent the main letter to them and received the reply we are taking all details off file and no more correspondence from us. Suppose that could mean they gonna try to sell on but so what not heard anything in over a month though.
Advice & opinions given by spartathisis are personal, are not endorsed by Consumer Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
spartathisis v Robinson, Way & Co **WON**
to my name.
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Originally Posted by spartathisis
