Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Not sure if I'm posting this in the right place, but some advice is needed please. (NB - I live in Scotland, where different laws may apply)
I have received a letter purporting to be from the CSA in Hastings (but in fact postmarked Belfast). I am told that I owe the CSA over £15,000. This dates back to an error-strewn assessment they made in 1994, and I have always queried it's accuracy, and have never acknowledged the debt. I have had no demands from the CSA, nor any contact with them, since 1999. Is this debt statute-barred? What limitiations apply? Is the CSA simply mass-mailing these letters, shaking the tree to see what falls out? Have they sold the debt to a collection agency which is using CSA letterheads? My local Citizens' Advice Bureau tells me the debt is statute-barred and that I should ignore all future correspondence, but I'm not sure. I'm self-employed, so I don't need to worry about a deduction from earnings order, but the letter states that the CSA might:-
Freeze my bank accounts (NB - can they do this to a joint account?)
Cancel my passport and driving licence
Force the sale of my property
Send bailiffs to my house to seize goods
Put me in prison
How seriously should I take all this? I've read different views about the CSA and statute-barred debt, I've heard stuff about how they can't touch you of the debt pre-dates July 2000, I've heard all sorts of rumours about how they can only enforce the last 26 weeks of the debt.
This is bad news and really old (the children to whom it relates are 30 and 29 now) Any advice on how I should proceed would be welcome. Thanks in advance.
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
as a mum waiting to hear hopefully that theyve finally pulled their fingers out and sorted my claim out yeah the new special claims unit is based in belfast their the ones dealing with my claim theyre a new set up to deal with sorting out mislaid and troublesome claims, and whereby there have been complaints raised against theyre ability to do their job properly and as far as im aware you could be 60 and still entitled to pay backdated for any children. basically they deal with backdating claims back to the original application dates and or the original date they notified you of a claim against you. they are from what i gather the team that have the power to put in place the arrestments of wages passports etc *(i belive without a court order). and the only way to avoid them is to pay up or go for a dna test if parentage is disputed if they cant assess you exact earnings from previous years they can assess based on the minimum amount which i think equates to 5 per week per child.
The CSA and Statute-barring
to my house to seize
Reply With Quote
