Thread: Lloyds PPI & court claim v Tonka99

Hello all

Its my first time over in this part of the site .

The story so far
My OH took a loan out in 06 for a large amount of
money at the time he was 64 six months later he
turned 65 , the PPI then stopped and we just carried
on paying the loan , last year 08 we ran into cashflow
problems with our Business up until then he had a very
good credit rating and was given the money no problems
now I had never heard of CAG more the pity,the loan was
given to him to help us get thro the winter as we had just
sold our other Business and hadnt found another it was
taken out in branch and the lady that sold it to him said
if you take the PPI you stand a better chance of getting
the money she did not ask him if he had any medical conditions
which he had and would not have passed a doctors medical
Now she must of seen how old he was on the paperwork
and the fact that he is selfemployed .

He now has a Court case on going at the aq stage which
is over in the Legals .
I have sent SD a CPR 18 to SCM who have not replyed so
dont have any statements or what happened after the PPI
was stopped

Help is needed with which way to go from here having not
gone down the reclaiming PPI route.

Any help and advice greatly received

Very many thanks for looking

Tonks

Hi
Could someone have a look and advise on the above
as I need to get the aq off tomorrow and dont know if to
include it or go for a seperate claim

Many thanks for looking

Tonks

Hello Tonks!

As I say, don't bust a gut on the AQs, as they are not a make or break issue.

If you take them in on Monday, nobody will bat an eyelid.

Always better to get them right than rush them...have you seen the AQs from the enemy yet? Sometimes it's useful to see what they've got first before you drop your own aq trousers!

You can then use the AQ to add Draft Directions to, say, ask the Court to make the opposition produce the Agreement or Default Notice and proof of postage of the Default Notice.

To stress, getting the AQs in on time is not a race you must win...it's a race you just need to finish in sufficient time to get the best advantage you can.

Cheers,
BRW

Hello BRW

Thanks for that , I have called the local court and they say
the other side have not sent theirs in yet and that they should
send one to me 8)
Hope to go tomorrow and sort out the fee thing

Cheers for now

Tonks

Hi Guys

Need some advice re PPI , I have a court case going on
over in the LEGALS , im about to do a N244 for more information
to be disclosed so I can Counterclaim for mis-sold PPI on a Loan
what do I need to include .

Any advice really appreciated

Thanks for Looking

Tonks