Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello all. Received a default notice dated 27/4 but received today (2/5) . Not paid the loan since December and remain unable to pay (seperated from husband and taken a significant drop in income) - indeed it is far down my list of priorities. I have sent them a SAR and again explained my reasons for being unable to pay. It demands full payment by 5/5. Any additional advice?
Any advice & opinions given by supasnooper are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability.
Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Thanks - I will scan (sorry for not responding sooner been away!). I rang Nat. Debtline and to be honest they scared the cr*p out of me. Original usecured loan was for 25k, settlement figure was 22k though default notice is for 26k. Debtline talked about RBS taking 'high court' action because debt was so high, them looking to take some form of action to sell me house etc etc. I would be SO very pleased if anyone could please let me know what this means. Surely unsecured means just that and the reason why the loan has gone unpaid is genuine. HELP!!!!!!!!!
I actually have 40k unsecured and it seems my options are payment plan (not realistic as would take 27 years), IVA (via Debtline - though I appear to be a borderline case) or BR.
Tesco Person Loan - Default Notice
and again explained my reasons for being unable to pay. It demands full payment by 5/5. Any additional advice?
Reply With Quote
)