Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The other consideration in all this is that BC have effectively been refusing to produce credit agreements recently, thereby denying the consumer the right to see if there is an enforceable agreement.
SMT has used the CPR strategy laid out by Pt2537 to force BC to produce the agreement.
If they CAN produce it, and I'm sure they'll try looking hard this time, then it can be checked for enforceability.
If they CAN'T produce it, injuction time and GAME OVER for BC on this a/c.
Sorry, if this question has already been asked but I have only just started to view this thread.
Are BC refusing to produce any and all credit agreements, or is it just agreements that were previously: Morgan Stanley/Goldfish agreements?
Re: smt37 vs Morgan Stanley/Goldfish/Barclaycard ** ORDER TO PRODUCE CCA CPR31.16 WIN ***
Yes BRW,
All that glistens is not golden...!
I can fully understand why BC are reluctant to provide pre 2001 MS/Goldfish agreements.
However, if the reluctance relates to other and general BC agreements, I would have thought that the answer is fairly obvious;
the alleged debts are in Limbo.
IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.
Re: smt37 vs Morgan Stanley/Goldfish/Barclaycard ** ORDER TO PRODUCE CCA CPR31.16 WIN ***
Originally Posted by the_shadow
Its all agreements at the mo....
They wont answer direct questions about that either
S.
If that is the case, then I would be asking for notarised proof that the account(s) have not been securitised.
Notarised: A document stamped and signed by a Notary Public.
I would also request that said document be countersigned by their Company Secretary.
Re: smt37 vs Morgan Stanley/Goldfish/Barclaycard ** ORDER TO PRODUCE CCA CPR31.16 WIN ***
Hi,
I started to look at securitisation for Barclaycard a couple of weeks ago, but got very muddled. They use two securitisation companies, Gracechurch No.-something or other, and I think the other one was Cumbernauld something. These companies appear to be affiliated to bcard, so I wasn't certain how that worked . Then I went on to check if they held licences and some of them said 'historical' which I didn't understand.
That is as far as I got. Maybe someone who understands this stuff rather better than I do could have a look.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Not quite sure why you created a thread for me re: Barclacard, a I am not at odds with them. Apart fron the fact that they continue to unlawfully process my data re: a Morgan Stanley account that was settled some time ago.
My only intention in posting up on the previous thread was to assist others concerned on that particular thread.
I moved your post and all the replies to avoid further hijack of smt's thread. Many are following it and need to see how the case progresses, which is difficult with all the subbing and congrats making hte thread so much longer.
Your comments are of course valid and will be seen by all, just not on THAT thread. Hope I haven't made you an ANGRIER CAT.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
AngryCat -v- BC (Goldfish)
Originally Posted by slick132
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