Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I got a loan of £1200 from Logbook loans, with my BMW K1200 GT motorcycle,
which my wife purchased for me in 2007.
When I signed the document at Cash converters, I was only given 2 pages of the bill of sale and no other documents. I was also told that I could pay monthly, but a 3 weeks later discovered that I was three weeks behind.
As I am an agency nurse, sometimes I get work one week, and another none, and have therefore got behind on my payments by £500. I have not received any documentation from them at all, even though I have requested it from them a number of times. They say they do not send out monthly statements, and so I never know where I am with them. They have sent me a letter saying that they will repossess the vehicle. I have contacted them, and made an arrangement. But I am not happy with there procedures, and the fact I have had no documents from them, not even a consumer credit agreement. They said they will send this out to me. I was told that the APR was 48%, but have discovered that it may be as much as 100 %.
The motorcycle was purchased in my wifes name, but is registered in my name. Any help please, in serious financial diffilculties at he moment.
Thank you
Logbook loans problems
the vehicle. I have contacted them, and made an arrangement. But I am not happy with there procedures, and the fact I have had no documents from them, not even a consumer credit agreement. They said they will send this out to me. I was told that the APR was 48%, but have discovered that it may be as much as 100 %.
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