Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I joined two days ago and have been reading up as much as I can. During the last 6 years I have suffered a lot of charges from A + L and MBNA and I am going to try and claim them back. It seems a bit daunting to start with but I will start with a request for all my statements, then go from there.
Hi Andrew and good luck. It is daunting at first but the more you read the more you will understand, and your confidence will grow. This is a good time to do the groundwork while you wait for the statements. If, after searching, there are any questions you need to ask, you can post here and someone is sure to help.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
First things first, read the FAQ's, then read them again!!! pretty much everything you need to know is in there. You cannot read enough on this site, (remember knowledge is power).
Believe me you are not the only one that has suffered at the greedy hands of A&L !!! There really is nothing to worry about, the more you read the more confident you will become. You'll find a massive amount of help and advice here.
Once you have sent off your request for your statements, use the 40 days(and it probably will be 40 days) to read up as much as you can.
Remember to stick to YOUR deadlines, don't let them dictate to you!!!
GOOD LUCK
You know you will have to do a seperate claim against MBNA don't you?
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