Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi,
We have had a fixed rate loan from Cahoot for about 3 and a half years with another 3 and a half to go. We are thinking about claiming back the PPI on this loan and are looking at where to start would appreciate anyones input into this.
HI,
A SAR is the way to go if you don't have all the statements on the account.
It costs £10
Send by recorded delivery
Give them 40 days to reply
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
Chances are that you will only get your PPI back if it was mis-sold. Online agreements have a tick box for you to click when you want to take PPI and your signature is replaced with a tick (unless they sent you a form to sign)
You will need statements as the PPI is split into monthly payments ( you can only claim back what you have paid, not the total) This obviously isn't nescessary if you know how much you have paid in PPI
If you are asked to deal with any matter via private message, PLEASE report it.
Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor
Sharmads v Cahoot
on this loan and are looking at where to start would appreciate anyones input into this.
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