Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I personally delivered a SAR to my branch manager with £10 cash around 10 months ago. The SAR requested information about my RBS loan account and PPI insurance.
I have a hand written and signed receipt from her regarding this SAR.
They instead sent me out information about my current account and bank statements.
I have constantly tried to ask them to send the correct information and around two weeks ago i thought i had finally managed to speak to the right person and was promised i would receive it within a week.
However I still have not received the information.
Is there anything I should be doing to enforce the SAR?
Thanks for your help
I personally delivered a Subject access request to my branch manager with £10 cash around 10 months ago. (Did you get a receipt for the cash?) The Subject access request requested information about my RBS loan account and PPI insurance.
I have a hand written and signed receipt from her regarding this Subject Access Request. (As above did it mention the Tenner?)
They instead sent me out information about my current account and bank statements.
I have constantly tried to ask them to send the correct information and around two weeks ago i thought i had finally managed to speak to the right person and was promised i would receive it within a week.
However I still have not received the information.
Is there anything I should be doing to enforce the Subject Access Request? (Yes)
Thanks for your help
What information did you ask for in your SAR?
They should have supplied the data within 40 days.
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
RBS PPI Claim. SAR non-compliance
to my branch manager with £10 cash around 10 months ago. The SAR
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Re: RBS PPI Claim. SAR non-compliance
