Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Yesterday I received a reply back from Blackhorse informing me that they haven't missold me PPI (they did!). Can someone tell me where I get the lba template letter from?
tracyab you do not need to start a new thread for every post you can save the thread to your favourites and keep going back to it.
Just go to the submit reply at the bottom of your thread. This keeps you with one relevant thread with all the info in it
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I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Yesterday I received a reply back from Blackhorse informing me that they haven't missold me PPI (they did!). Can someone tell me where I get the lba template letter from?
Thanks
hi, tracey,
I have had the same response off blackhorse. they are one of the worst to claim off. if your loan is before Jan 05 they are not regulated by the FSA.
in the end i found a solicitor to take my claim on.
thought this was the best option, with them playing hardball so can i.
Oh & the solicitor has funding to cover insurance incase of loss, so i have not had to pay anything. i get 100% of my claim + interest + compansation, also their looking to make the loan unenforceable.
dont give up if it gets hard there are options out there.
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Blackhorse V Me
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Originally Posted by tracyab1972
