Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 25th April 2009 12:46 #1
    Liz Southern Liz Southern is offline
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    Default Alliance & Leicester, termination by Shoosmiths solicitors

    Hi all

    I am attaching a letter I have received today from Shoosmiths, solicitors. I have had no communication from them before. I have not had a letter from Alliance & Leicester saying; Shoosmiths are acting for them, they are going to take legal action, a Default Notice or Notice of Termination.

    I did actually post by recorded delivery yesterday a CCA and SARicon to Alliance & Leicester. They have been told that I have an appointment with CCCS (and the date).

    I would be very interested in all comments/suggestions.
    Regards
    Liz


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  2. 25th April 2009 13:10 #2
    BankFodder BankFodder is online now
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    Default Re: Alliance & Leicester, termination by Shoosmiths solicitors

    Any of this useful? - Maybe you can produce here some of the details needed in that thread
    http://www.consumeractiongroup.co.uk...cellation.html

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 25th April 2009 13:19 #3
    Liz Southern Liz Southern is offline
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    Default Re: Alliance & Leicester, termination by Shoosmiths solicitors

    Yes, sorry.

    This is a personal loan, unsecured. I was maintaining payments until the recession. I am going to look through my records to see what documents I can come up with, as to date of loan, etc, but I am certain I haven't had a default notice or notice of termination. The last letter I had from Alliance & Leicester was dated 24 March 2009 and stated this in the body.

    "Dear ...
    Account Number: ...
    Balance: £17,826.40
    Arrears: £2,378.80

    I regret that the arrears situation has not improved and remains unacceptable. Your account is now being considered for legal action.

    Please note that legal proceedings may now be issued against you without further reference and costs will be added to your debt.

    If you wish to avoid this action, please contact us on 0800 731 8020.

    Yours sincerely
    Steve Bailey
    Collections Manager
    Collections Department"

    Regards
    Liz

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  4. 26th January 2010 15:01 #4
    bozalt bozalt is offline
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    Default Re: Alliance & Leicester, termination by Shoosmiths solicitors

    Any update on this?

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