Can i still claim unfair charges if i close the account?

**rachaelc** · 28th July 2006 12:34

Hey there,

My partner and i want to claim back some unfair credit card charges, but want to close the credit cards (as we dont use them anymore and it will improve our credit ratings) but do we need to keep them open and claim or can we still claim after we've closed them?

Any advice is grealy appreciated!!

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**Rooster-UK** · 28th July 2006 12:37

Hi Rachael.

Makes no difference whether the account is active or closed. You can still reclaim thr unlawful charges.

Go for it.

**rachaelc** · 28th July 2006 13:01

Thank you for your lightning fast response, ill send the letter closing the accounts, as we are in the process of getting a house, and wanna get rid of as much 'possible debt' thins as possible, gonna get rid of £8000 poss debt, and tart the remaining balances onto a 0%!!!! Woo hoo!!

**Rooster-UK** · 28th July 2006 21:49

Sounds good to me.

**dchunter1** · 29th July 2006 12:24

Hi Rachel,

We have 8 such claims on the go currently, and we only have one of them which is still open (our current account). We have today received a settlement with a bank who closed our account earlier this year! As Rooster says, it makes no difference if your is open, closed by you or them!

Good LUck

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