Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
last week got my bank statement - checked it - found some transactions that were not mine tried to telephone them from my mobile from the hospital - they kept saying no-one there terminating the call - so tried phoning them on sunday - they dont work on sundays as far as current accounts are concerned - phoned them on monday morning - spoke at length with one person wh then put me through to the fraud dept - they have agreed to return the fraudulent transactions - they have stopped my debit card - they say they will send me a statement up to mondays date so that i can check the rest of the transactions - these fraudulent transactions caused my overdraft to go over the limit so at least one of my DD has been stoped and i am being charged for it - it says over 80 pounds to be taken next week and they also took some charges at the time of stopping DD (think it was £25). Still have not had any of the letters she said they would send out, cant check my account either at a ATM or online because my debit card has been cancelled. How long will I have to wait to get access to my account again?
any way this is the final straw as far as Abbey are concerned - will move all my banking over to my parachute account and start trying to get my charges back. I am curretnly earning about 500 per month cant afford to loose a quarter of it to charges.
How to get them to chivvy up all the letters and new card in the meantime?
how long
to go over the limit so at least one of my DD has been stoped and i am being charged for it - it says over 80 pounds to be taken next week and they also took some charges at the time of stopping DD (think it was £25). Still have not had any of the letters she said they would send out, cant check my account either at a ATM or online because my debit card has been cancelled. How long will I have to wait to get access to my account again?
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