Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Shabbey are trying to claim my PPI is time barred, I have found some case law that substantiates the illegitimacy of this arguement: Vincent Cunningham v Friends Provident | This is Money Any other resources I can use. They also claim I have not offered evidence for misrepresentation - as I understood it they have to prove they did not misrepresent, which they can not do if they have no signed record that I was told PPI was available from another source. They were my mortgage holder at the time. Can anyone confirm this for me. Also do I have to prepare for this with 3 sets of statutes and cases plus a skeleton argument for the judge. Does anyone have 'used' copies I could amend. Going to nail those Shabbey B'stards with your help.
You have obviously claimed mis-selling of PPI.
You are getting the usual response (brick wall).
I would post the same question from your first post in here for legal help.
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
PPI time barred claims, summary judgment
is time barred
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