Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default CCA - Dispute letter

    Hello, just finishing off my letter to Eggicon and need some help.

    I asked for a copy of my CCA on 4th March and on 4th April they sent back an unsigned copy with a letter that stated they did not have a signed copy available on their systems.

    I am sending them now the letter that says the account is now officially in dispute and they cannot enforce the debt until they send the signed CCA. However, as their letter actually says it is not available on their systems should I amend the letter I am sending them to say " in view of their reply advising they do not have a signed CCA that I trust they will now bring the balance of the account to zero"......or has anyone got a better way to put this?



    Thanks
    Gerbera.lady


  2. #2
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    Default Re: CCA - Dispute letter

    I would just point out that in the absence of them being able to fully comply with your request,that you now consider this to be an unenforceable agreement,and any attempts to recover payments against this account can only be done by seeking an order from the Courts.

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    Default Re: CCA - Dispute letter

    Quote Originally Posted by MARTIN3030 View Post
    I would just point out that in the absence of them being able to fully comply with your request,that you now consider this to be an unenforceable agreement,and any attempts to recover payments against this account can only be done by seeking an order from the Courts.
    The OP should also add that without their signed agreement (as in permission, not the agreement document) they may not process harmful information to the CRAs. 8)

    See the DPA.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE