Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello, just finishing off my letter to Egg and need some help.
I asked for a copy of my CCA on 4th March and on 4th April they sent back an unsigned copy with a letter that stated they did not have a signed copy available on their systems.
I am sending them now the letter that says the account is now officially in dispute and they cannot enforce the debt until they send the signed CCA. However, as their letter actually says it is not available on their systems should I amend the letter I am sending them to say " in view of their reply advising they do not have a signed CCA that I trust they will now bring the balance of the account to zero"......or has anyone got a better way to put this?
I would just point out that in the absence of them being able to fully comply with your request,that you now consider this to be an unenforceable agreement,and any attempts to recover payments against this account can only be done by seeking an order from the Courts.
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
I would just point out that in the absence of them being able to fully comply with your request,that you now consider this to be an unenforceable agreement,and any attempts to recover payments against this account can only be done by seeking an order from the Courts.
The OP should also add that without their signed agreement (as in permission, not the agreement document) they may not process harmful information to the CRAs. 8)