Thread: VT v Nat West Bank / * * SETTLED IN FULL * *

My son is claiming back £320 of charges from 2000 and 2001. We read through the forum and started with the first letter only 10 days ago. Has anybody else noticed that Natwest seem to be on speed? Look at these dates:

First letter to branch, request for repayment of charges 17 July
Reply from CS, saying s*d off 21 July
Second letter to 135 Bishopsgate, lba 23 July
Reply from Stuart Higley, saying p*ss off 25 July
MCOL request filed 27 July

Actually, Stuart Higley's name was on the bottom of the letter, but it's pp'd by somebody else, possibly NJ the typist according to the reference? I wonder if Stuart is on holiday or perhaps sick leave? Stress? Overwork?

Thanks very much to everybody who has posted, especially those who have created the spreadsheets and templates. We'd never have got this far without you all!

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Received a Notice of Issue from Northampton CC today. The claim will be deemed to be served on 2nd August, and the defendant has until 16th August to reply.

I suppose Cobbett's will file an acknowledgement of service which will give them until 30th August. Then I've got CPR18 to look forward to, and perhaps a 50% offer. It's all so predictable, isn't it? I wonder if they read this forum so they know that we know they know?

Roll on September ......

i think they do know that we know. they properly just taking their time, so that the money can be left invested on stock market or some kinds for couple of more weeks before refunding their customers.
btw, thx again for letting me know that Higley's letter. i thought it was because i didn't send DPA letter nor lba nor the spreadsheet.

Update, NW have filed a defence today so they seem to have stopped hanging about to the last minute.

First letter to branch, request for repayment of charges 17 July
Reply from NW customer services, saying 'no way' 21 July
lba to 135 Bishopsgate, 23 July
Reply from Stuart Higley, saying 'hell will freeze over first' 25 July
MCOL request filed 27 July
Defence filed 2rd August

There doesn't seem to be any mention of acknowledgement of service, so does this mean they only have 14 days instead of 28? MCOL help pages say 'The defendant should complete and submit his defence within 14 days of the date of service of the claim, unless an acknowledgement of service was filed, in which case he should respond within 28 days from the date of service.'

Where would I find out if an acknowledgement of service was made?

Update:

First letter to branch, requesting repayment of charges 17 July
Reply from NW customer services, saying 'no way' 21 July
lba to 135 Bishopsgate, 23 July
Reply from Stuart Higley, saying 'hell will freeze over first' 25 July
MCOL request filed 27 July
Natwest defence filed 1st August
(15 days from first letter to filing of NatWest defence).

Interestingly, the signature on the Acknowledgement of Service form was A. Rogers, whose mail address as the defendant's solicitor is alex. rogers @rbs co uk

Does this mean that NatWest aren't bothering with Cobbett's any more and are doing things themselves? Perhaps that explains why my case has been going through so quickly - nobody is bothering to play Cobbett's games.

Is anybody else moving this quickly, or are things being delayed as long as possible?

Well as you know mine is going through at EXACTLY the same time as you so hopefully we may get an offer soon.
There is so much info that flies around these forums I'm not sure what we are aexpecting to get next. Is it the defence we are witing for now?? an aq from the court.. It is very confusing isnt it

Just a quick one.
Have just read a thread by Ms Norverrob, if you havent already had a look. The claim was to be deemed served on 6th and has received a cheque for the full amount today??
Maybe Natwest are trying to clear these claims quickly now. hhhmmmm...

Today, Friday 4th, I've received a registered letter. My lips are sealed, I can say no more, but I'm VERY, VERY, VERY happy. No need to update anybody any more, I'll write to the Court to cancel my claim.

donation to this site soon ........ but first I'm off out tonight for a slap-up dinner as a 'thank you' from my son.

As I have already said in a PM, VT CONGRATULATIONS!!!!! to you and your son and thanks for your suuport over the past few days!

Chris and Michelle - thanks for the congrats. I'll stick around to make sure you both get as good a result as I have .... it's only a matter of time. Perhaps even quick enough to be Michelle's holiday spends?

Originally Posted by littlemichelle

Just a quick one.
Have just read a thread by Ms Norverrob, if you havent already had a look. The claim was to be deemed served on 6th and has received a cheque for the full amount today??
Maybe Natwest are trying to clear these claims quickly now. hhhmmmm...

I've checked back through some posts and MsNorverrob's claim was for round about the same amount as yours (range £750 to £1000), so perhaps you will be lucky too.

Another couple of days and perhaps we will be able to draw some conclusions from this week's NatWest responses.

Congrats... It gives me hope with my claim.... claim issued 3/8, served 8/8..mine is for almost £4,000 though so they may wish to fight it out a bit longer! Cheers for the positive feedback!!! x

Congratulations, great to see a sucuess story for all of us who are still going. It'll be interesting to see whether Natwest have finally decided to stop throwing money down the drain with Cobbitts.

Congratulations

It makes you wonder why these banks havent revised their stupid charges with so many people claiming all their money back, maybe they are still making so much out of us they are still making a massive profit.......

SPREAD THE WORD!!!!!

LETS BRING THESE GUYS DOWN

Nope, they're still spening money on Cobbetts! My acknowledgement arrived today with their name on the document highlighting their intention to defend ALL of the claim..... we'll see about that!!! *rolls sleeves up*

HI punterstuff - how have you got on? I too am claiming over £3000 from Nat West. Filed claim 30/08/06 deemed served 04/09/06. They have acknowledged claim but I have heard nothing for about 14 days

Hi there! At the moment I'm in the very last stages. We've both sent in allocation questionnaires. I've paid extra money out to court and I've sent Natwest a list of charges and dates. Its a waiting game... does anyone know what happens now? I've been reading I should be offered half(ish) soon?? I will update this soon with dates and actions.....