Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have an Abbey National Current account which hs an overdraft I am experiencing financial problems due to redudancy and was told AB.Nat could freeze my account if my O/d interest was not paid so I opened an A&L account and was going to use that. I have since learnt they are both part of Santander and therefore if I tx evreything to A&L and make my AB o/d a no-priorty debt and not pay it except upon reduced agreed payment - will A&L then freeze my account ? i.e. are they really linked via the group or seperate entites within ?