Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 16th April 2009 19:28 #1
    sicker sicker is offline
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    Default CLEAR DEBT BEFORE April 2007

    Hi I have recently found out that I can clear all of my debt on my credit cards that i have taken out before April 1st 2007.

    Now i have spoken to some brokers and they have confirmed that this can be done but are charging 30% of the total amount that is wiped out and around £800 to get started.

    does any1 no if there is any1 who would do it for free or for alot less?

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  2. 16th April 2009 19:31 #2
    WelshMam2009 WelshMam2009 is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Yep...there certainly is...YOU!!

    If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!

    Restons MBNA -v- WelshMam

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  3. 16th April 2009 19:33 #3
    diamondgirl diamondgirl is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Odds on you'd be the loser.
    DG

    I have no legal training my knowledge comes from my personal life experiences
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  4. 16th April 2009 19:48 #4
    wino wino is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    This site is for people to get help and advise to sort out debts. There are companies out there that will do it for you for a fee but as welshmam2009 says 'do it yourself'
    Read the threads on the credit card section and ask for help if you need it. People on here will be only to glad to help

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  5. 16th April 2009 19:51 #5
    diamondgirl diamondgirl is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Dead right, without the help of everyone on here I'm sure we would all be in a greater mess now.
    DG

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  6. 16th April 2009 19:55 #6
    Michael Browne Michael Browne is online now
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    Default Re: CLEAR DEBT BEFORE April 2007

    Have a read here:
    The Myth of 'Writing Off' Debt - Consumer Wiki

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  7. 14th October 2009 17:32 #7
    Bazooka Boo Bazooka Boo is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Edit

    Please HELP CAG and download their toolbar..Thank you!
    http://consumeractiongroup.co.uk/cag_plugin.php

    Worrying is like a rocking chair, it gives you something to do but gets you nowhere!
    Golden Rules dealing with debt.

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  8. 14th October 2009 17:34 #8
    Bazooka Boo Bazooka Boo is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    There are strict Guidelines and Laws on this sort of 'Offer'
    CMR: Claims Management Regulation

    No-one can 'claim' to write off any debt, at any time, ever!
    Be warned.

    Please HELP CAG and download their toolbar..Thank you!
    http://consumeractiongroup.co.uk/cag_plugin.php

    Worrying is like a rocking chair, it gives you something to do but gets you nowhere!
    Golden Rules dealing with debt.

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  9. 14th October 2009 17:40 #9
    merlin100 merlin100 is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Quote Originally Posted by Bazooka Boo View Post
    Do Not Email This Person!
    Why - who is it?

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  10. 14th October 2009 17:43 #10
    itstheone itstheone is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Has a post been deleted??

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  11. 14th October 2009 17:54 #11
    hillards hillards is offline
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    Default Re: CLEAR DEBT BEFORE April 2007

    Quote Originally Posted by itstheone View Post
    Has a post been deleted??
    Yes, there was one form someone giving personal details saying they could help clear credit cards - not allowed on CAGicon. Obviously some people saw that and advised not to contact the person before adminicon killed the original post.

    Be good to those who give you advice that helps - click the star below to give them your thanks by way of a reputation credit.
    I've launched my CAG inspired site at http://hillards.co.cc/ for anyone who wants to know what the DCA's are really like, or what a CCA or SAR is... Lots of good reading!
    IMPORTANT: Take my advice on the basis that I am expressing my opinion, based upon knowledge gained. I am not a lawyer and have no legal standing
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