Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I recently followed the standard procedures for claiming back Credit Card Charges from 3 banks. 2 folded and paid up... However the Co-op Bank is contesting the claim (which is for <100.00GBP of charges BTW). I filed in court in person and used the current Co-op POC from the CAG website.
They will legal firm in Manchester fighter for them... While I have no legal help and a very limited knowledge of consumer law!! Naturally I have read "Small Claims Procedure: A Practical Guide" and the OFT ruling on charges document before I started the action...
I could really do with some advice now as feel I am likely to lose this claim!! HELP!!
Actually I am about to send off my Notice of Issue form, to my local county court, to accept their payment of the full amount (inc. court costs)!!
I guess the solicitors letter is an automatic thing to give them more time to pick apart (they hope) the POC. Unfortunately (for them) I had my claim very carefully set out.
Thanks again to the Consumer Action Group POC's documents. They did the trick for me!!
Anyway that's my 4/ 4 claims settled with a very satisfactory outcome for me.