Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Would it be possible 4 any1 2 check if this agreement is valid need some help struggling to keep BOS of my case
If its not valid could u state which part of cca act they are non compliant with your help is gratefully recieved
What sort of letter would i need to send 2 hopefully have debt written off? Is there a template letter on this site?
Is it worth my while to inform OFT have informed fos still have 5 weeks to wait while BOS are fobbing me off. Have informed FSA about my suspicions of a made up agreement they are to requesting details from BOS.
Spoke 2 BOS today advised them that the agreement was made up as they have just credited the Boots voucher offer to my account which wasn't on original applications form back in 2004 trying 2 cover their tracks.
They have also failed 2 sign and date the agreement have deleted my personal details was signed and dated by myself but not by BOS or date stamped
Also notice no header CREDIT CARD AGREEMENT COVERED BY CONSUMER CREDIT ACT 1974 doees this make agreement invalid?
New boy to the site not sure how 2 start new thread can any 1
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
If all else fails, kick them where it hurts and SOD'EM
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is this agreement valid
of my case
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