Thread: Car credit

Hi all i recently purchased my car on credit about two months ago.
Anyways i've had endless problems with it and now regret signing up to this.

Can i get out of it? I have so far only paid 2 installments out of 36.

Please help i am very unhappy.

Yes back and forth from the garage fixing it and doling out more money which i haven't got.

I can't afford to keep forking out more money and am losing money by not being able to work.

I just wish i could send the car back and cancel the credit.

Is this possible

Thanks

If the car was faulty when they sold it you then yes under the Sale of Goods Act.

First Response.

I have had the sensors changed today and hopefully this will be the cure.
If not i need to get rid because i can't keep losing money by taking days off work.

Originally Posted by pbscfc

First Response.

What, the pregnancy test people !!??

Originally Posted by Jamesx81x

If the car was faulty when they sold it you then yes under the Sale of Goods Act.

Rights are similar to those found in SOGA, but it is actually the Supply of Goods (Implied Terms) Act 1973 that covers product quality in HP agreements.

In the first instance you should write to the HP Co and reject the car. Detail all the faults. See what response you get. Remember you can always go to the fos and complain. I have seen a lot about how the FOS isn't worth the bother, but it is free and means that court can be avoided. Any complaint that goes to the FOS costs the trader about £400 regardless of fault!