Thread: Any grounds to reclaim loan ppi which was takn online?

Hello stush,

If loan PPI was selected when taking a loan top up out online with Egg, are there any grounds to reclaim this even though i wouldnt normally take this and didnt have it on the original loan but must have selected to take it on the top up?

With egg from what i remember they only off you the option to take full loan ppi with a 30 day defferment on their website (accident, sickness, unemployment & life cover) where as over the telephone they can offer you full or part protection cover with 30, 90 or 180 day deffements.

Full protection - Accident, sickness, unemployment & life cover
Part - Accident, Sickness & Life of Unemployment & life cover.

So online the didnt give you the option for different options which maybe more suitable, the only option the give you is for the most expensivest cover which was Accident, sickness, unemployment & life cover with a 30 day defferment.

If you have reasons to believe the PPI was mis-sold then you should start a claim.

Have a read through the stickies at the top of the forum this should enable you to make a decision.

Here are a couple to get you started...

PPI - Some Notes for Claimants..

For claims before 2005 and the FSA ruling from which campaign
How to tell if you’ve been mis-sold PPI

Quick check: were you mis-sold? - How to tell if you’ve been mis-sold PPI

Another useful site to help you reclaim missold PPI UPDATED 16 JUN 08
Reclaim your PPI premiums - payment protection insurance | This is Money

Another Useful article on Single Premium PPI and why the FSA say it was unfair.
Payment protection insurance (PPI) – Refunds of single premiums : FSA Money made clear – Unfair contracts

There are a lot more useful threads in the stickies please use them to help you start claiming.

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