Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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  1. #1
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    Question a&l CCA Enforcable ??

    hi all this is my final one to start tackling A& l
    To mee it looks tight but all inputs greatly appreciated as to wether enforcable or not thanks

    Trying to add links but there is no paperclip , can anyone advise please thaks ???


  2. #2
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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by bones01 View Post
    Trying to add links but there is no paperclip , can anyone advise please thaks ???
    If you click "Post Reply" at the bottom of the page, rather than using the Quick Post option, you should see the options to manage attachments to your posts.

    Always happy to help where I can!
    Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?
    It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

    Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.


    USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

  3. #3
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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by bones01 View Post
    hi all this is my final one to start tackling A& l
    To mee it looks tight but all inputs greatly appreciated as to wether enforcable or not thanks

    Trying to add links but there is no paperclip , can anyone advise please thaks ???
    Adding to the above, if you use the "mountain" icon this will enable your image to be shown on your thread rather than as an attachment.

    If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!

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  4. #4
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    Default Re: a&l CCA Enforcable ??

    hi am using the post reply rather than the quick reply icon , i will allow me to do it on all my other posts just not this one ha ha am confused ???
    Have tried the mountain but that is asking for the page http , i have scanned them using the pdf format ?
    Las t time it did this one of the nice adminicon people had to add something to my account so was able to add .
    Am really confused as to why can do it on my others just not this one ?????

    thanks for all your help on this guys x


  5. #5
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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by bones01 View Post
    hi am using the post reply rather than the quick reply icon , i will allow me to do it on all my other posts just not this one ha ha am confused ???
    Have tried the mountain but that is asking for the page http , i have scanned them using the pdf format ?
    Las t time it did this one of the nice adminicon people had to add something to my account so was able to add .
    Am really confused as to why can do it on my others just not this one ?????

    thanks for all your help on this guys x
    Actually I see what you mean now!! No, I can't see a file attachment icon either!!

    My method applied if you had scanned the documents and uploaded them to photobucket (as images). You can then insert the url with the mountain icon.

    Not sure what to say now other than HELPPPPPP!!!

    If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!

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  6. #6
    Site Team car2403 has disabled reputation car2403's Avatar

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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by bones01 View Post
    hi am using the post reply rather than the quick reply icon , i will allow me to do it on all my other posts just not this one ha ha am confused ???
    Have tried the mountain but that is asking for the page http , i have scanned them using the pdf format ?
    Las t time it did this one of the nice adminicon people had to add something to my account so was able to add .
    Am really confused as to why can do it on my others just not this one ?????

    thanks for all your help on this guys x
    Don't worry about it, I've seen this before and one of the team fixed it.

    It seems to work for me, so can't be the thread, so it must be something to do with your logins/accounts? I don't know...

    Anyway, I'll see if I can get someone to fix it for you.

    Always happy to help where I can!
    Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?
    It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

    Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.


    USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

  7. #7
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    Default Re: a&l CCA Enforcable ??

    thank you x
    ill wait and keep checking so can upload thanks again x


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    Default Re: a&l CCA Enforcable ??

    I've sent you a PM, bones01


  9. #9
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    Default Re: a&l CCA Enforcable ??

    thanks car2403 have sent them to you , let me know if you have not recieved them .
    Thanks
    x


  10. #10
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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by bones01 View Post
    thanks car2403 have sent them to you , let me know if you have not recieved them .
    Thanks
    x
    1 - http://i279.photobucket.com/albums/k...ones01/al1.jpg

    2 - http://i279.photobucket.com/albums/k...ones01/al2.jpg

    3 - http://i279.photobucket.com/albums/k...ones01/al3.jpg

    4 - http://i279.photobucket.com/albums/k...nes01/al41.jpg

    5 - http://i279.photobucket.com/albums/k...ones01/al5.jpg

    6 - http://i279.photobucket.com/albums/k...ones01/al6.jpg

    Looks enforceable to me.

    This bit is interesting; (page 2)

    "This offer is valid for 28 days from the date of the Alliance & Leicester signatureicon"

    Has this sent to you, pre-signed, for you to sign and return then? If so, this could be unenforceable under s.59 CCA 1974.

    Also, where's your signature?

    Always happy to help where I can!
    Beware of legal advice given on a private forum - do you REALLY know who is posting? Are they REALLY accountable for their posts? What if you follow their advice and get something wrong?
    It was Winston Churchill who said; "Democracy is the worst way to run a country except for all the others"

    Advice and comments posted by car2403 are offered purely without prejudice. They reflect only my personal opinion and do not represent the opinion of this forum or it's management. You should always seek legal advice from a qualified legal advisor. As a member of the site team, I disable reputation - reputation points mean nothing, please check my posting credentials yourself and make an informed decision. You shouldn't PM me and await a reply - I may be too late with a response. No replies will be given in Private Messages - just as with getting advice from the forum, getting advice via Private Messages is dangerous. CAG is about sharing successes so others can follow your example, this is primarily why I'm here, so please don't be offended if I don't offer replies in PM that doesn't comply with this. Help CAG to help others by keeping your thread up to date.


    USEFUL LINKS; New User Guide to CAG | Can't find what you're looking for? | Intro to Consumer Credit Litigation | Is My Agreement Enforceable | Default (Surleybonds) Template Letter | Defaults - background, removal methods, challenges and taking a claim to Court | Digital Signature Guide | Overdrafts and the CCA

  11. #11
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    Default Re: a&l CCA Enforcable ??

    hi am sure this is what they sent me as cca them before baby last june , will have a dig around and if cant find it would it be worth cca them again to see if they have signiture one ?

    hughes@consumeractiongrou p.co.uk

    Morgan & Stanley/ Goldfish / Barclaycard : F & F Offer accepted , appealing Default on CRA's-ongoing
    HSBC : Managed Loan .F & F Offer accepted , appealing Default on CRA's-ongoing
    Littlewoods: N[COLOR="rgb(255, 0, 255)"]o CCA , PPI INsurance claim. Took to court. Charges refunded. WON appealing Default on CRA's- ongoing

  12. #12
    Site Team car2403 has disabled reputation car2403's Avatar

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    Default Re: a&l CCA Enforcable ??

    Well, they don't have to provide you with a copy of the signed agreement, (regs allow them to escape that for a CCA reply) but they would need it if they were to seek enforcement.


  13. #13
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    Default Re: a&l CCA Enforcable ??

    The attaching issues is now resolved as well.

    Please let the site team know if these issues are encountered again.


  14. #14
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    Default Re: a&l CCA Enforcable ??

    Quote Originally Posted by car2403 View Post
    The attaching issues is now resolved as well.

    Please let the site team know if these issues are encountered again.
    Yep...the paper clip is back!!

    If you feel I've helped then by all means click my star to the left...a simple "thank you" costs nothing!

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  15. #15
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    Default Re: a&l CCA Enforcable ??

    thankyou
    x x x

    hughes@consumeractiongrou p.co.uk

    Morgan & Stanley/ Goldfish / Barclaycard : F & F Offer accepted , appealing Default on CRA's-ongoing
    HSBC : Managed Loan .F & F Offer accepted , appealing Default on CRA's-ongoing
    Littlewoods: N[COLOR="rgb(255, 0, 255)"]o CCA , PPI INsurance claim. Took to court. Charges refunded. WON appealing Default on CRA's- ongoing

  16. #16
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    Default Re: a&l CCA Enforcable ??

    Hello Bones & car2403

    I came across this post post, and was wondering if there were any development regarding your A&L situation as I have a similar agreement with them, if you want to look at my post heres the link.

    http://www.consumeractiongroup.co.uk...ml#post2061415

    My agreement was signed and dated prior to me signing it and sending it back to A&L.

    car2403, I was wondering if your paragraph below relates in any way to my own agreement.

    This bit is interesting; (page 2)
    "This offer is valid for 28 days from the date of the Alliance & Leicester signatureicon"
    Has this sent to you, pre-signed, for you to sign and return then? If so, this could be unenforceable under s.59 CCA 1974.

    Thanks a Lot

    SM


  17. #17
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    Default Re: a&l CCA Enforcable ??

    hi no not done anytinh with it yet , just got to sort out a few others , but cant find anything wrong though .
    all comments greatly appreciated x

    hughes@consumeractiongrou p.co.uk

    Morgan & Stanley/ Goldfish / Barclaycard : F & F Offer accepted , appealing Default on CRA's-ongoing
    HSBC : Managed Loan .F & F Offer accepted , appealing Default on CRA's-ongoing
    Littlewoods: N[COLOR="rgb(255, 0, 255)"]o CCA , PPI INsurance claim. Took to court. Charges refunded. WON appealing Default on CRA's- ongoing


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