Thread: meerkatsmimmsbetterhalf vs. EGG card

Hi Everybody,

Just to follow my wifes thread, this is my own Egg thread.

Ive had my account since mid 04, and was allowed to hold onto it last year even though my wife wasnt, which we found strange.

They have sent me a DN back in January, its attached below for you to check out, if you wouldnt mind.

Again, agreed payment plan of £1.00 and the folks at EGG were very decent when we have called. As with my wife, they have frozen interest and charges for now.

In saying that, I have had threats from both RMA and Moorcroft. RMA backed off when I got in touch with EGG and told them to tell them to back off as we had an agreement (informal or not). Even had one of those nice doorflyers letting me know that a member of their staff would be arriving soon to discuss payment issues. S**ting myself wasnt the word, I am already so embarrised about our situation and having paid deligently for years, didnt want some muppet turning up to tell me how it was.

Thankfully they sorted RMA out. Moorcroft sent a pre-litigation letter, and I CCA'd them and called EGG. Again asked them to back off, Egg admitted there must have been a cross-over as I was on an agreement with them. Moorcroft sent back my cheque saying they have referred the account back to EGG as they have no agreement available.

Having CCA'd Egg back on 4th March, again I have had no response in anyway. I find this extremely strange, especially as I would have thought an online application would have been held on file.

Want to tread carefully because we have enough to wade through, but do want to pursue them for CCA and would appreciate advice in order to make our next move.

Default Notice Below. Thanks again for your advice on this.

I would pursue them on CCA route.
Their contracts are fundamentally flawed.

Thanks Eddie,

Think that will be our next move, just want to tread carefully given they agreed a payment scheme for us!

Find it very strange that they cashed the cheque though and have provided nothing to date.