Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I had the pleasure of visiting your country on a work term last summer and had a great time. I do have one issue of unresolved and unsatisfying business that still needs to be taken care of, however.
I was there for about 4 months and needed transportation, and had the choice of hiring a car or buying one outright. One of my co-workers found a dealer who offered to sell us a car and buy it back for 500 pounds less. (sorry I don't have that character on my NA keyboard). In any case buying a family car for 2000 was cheaper than renting err..., hiring, so I felt that I was ahead in any case, and so I went for it.
When it was time to leave on Sept. 30th, one month earlier than scheduled, I took the car back. He said that the money was tied up and would be available on the contract date of Nov.1, but leave the car and he would refund our money on Nov. 1 or when the car sold, whichever came first.
Today is April 9th, so obviously, I'm still fighting for my money. I have the contract, and I have a trail of e-mails and phone calls. In one email he apologizes and insists that he knows he owes me the money and he will repay me. I call him on about a weekly basis to be a squeaky wheel. He always makes promises and never comes through or communicates as to why he has failed. He promises to TT the money and one time he actually sent a cheque which remained in my account for 3 weeks and then disappeared. In Canada a cheque is either good or it's not. Apparently, he put a hold on it, whatever that means. In the end, this cost me fees plus exchange to the tune of over 100 pounds.
I would appreciate any suggestions on recourse. Should I contact a barrister or attempt to deal with the CAB, and how would I go about it? Is it possible to put a lien on the car and reclaim it from him or the new owner?
Do you still have the registration document or did you give that to the dealer? You should of kept untill you got the money!
Court action may be the only way to get your money or car back.
Are you in the EU ? If so then no problem with court action.
No more phone calls. Write using 'signed for on receipt' mail and give him 7 days from receipt of the letter to pay you. Warn him that court action will proceed without any further correspondence.
Quote "Directive 99/44/EC of the European Parliament and of the Council of 25 May 1999" and "The sale and supply of goods to consumers regulations 2002"
Trading Standards wants your help
Dubious website businesses Conterfeit alcohol and cigarettes Illegal sales of alcohol, tobacco, knives & fireworks to children Cowboy builders or tradesmen Car clockers Counterfeiters Aggressive selling
Never phone or accept phonecalls from debt collection companies.
If you don't believe you can win, there is no point in getting out of bed.
_________________________ ________________ _________________________ ___________________
eCar Insurance overpayment - £325
Settled in full - 15/09/08 NatWest Student A/C bank charges - £260
Settled under hardship scheme - 08/06/09 Natwest Business A/C bank charges - £60
Settled in full as GOGW - 20/04/09 Santander Consumer Finance late payment fees - £60
Part settled for £48 - 01/03/08 Peugeot Finance late payment fees - £50
Settled in full before county court hearing - 01/09/09 Peugeot Finance overpayment of £247
Settled in full - 01/12/08 Valley Leisure - complaint about collections agent
£160 part refund of gym membership in compensation - 01/02/09 HFC Bank - complaint about payment deducted from my account on wrong date
GOGW £10 - 01/05/09
I finally got my money, 6 months after the fact. It took simple nagging. A phone call and a nasty email every day for three weeks. I had all the documentation, but was trying to avoid the complication/expense of a lawyer, although that was upcoming next.
Car dealer failing to pay for buyback
. In one email he apologizes and insists that he knows he owes me the money and he will repay me. I call him on about a weekly basis to be a squeaky wheel. He always makes promises and never comes through or communicates as to why he has failed. He promises to TT the money and one time he actually sent a cheque which remained in my account for 3 weeks and then disappeared. In Canada a cheque is either good or it's not. Apparently, he put a hold on it, whatever that means. In the end, this cost me fees plus exchange to the tune of over 100 pounds.
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