Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys, In August 2001 I bought a used car. The dealer arranged finance and told me that PPI was compulsary. On attempting to reclaim the PPI I discovered that the finance company had gone bust. Also the car dealership has gone too. The PPI policy was from MOTORWAY DIRECT PLC and they have not acknowledged my letters.
Can I claim from them direct or is it just hard cheese for me as the dealer and finance company have both gone under?
Hi guys, In August 2001 I bought a used car. The dealer arranged finance and told me that PPI was compulsary. On attempting to reclaim the PPI I discovered that the finance company had gone bust. Also the car dealership has gone too. The PPI policy was from MOTORWAY DIRECT PLC and they have not acknowledged my letters.
Can I claim from them direct or is it just hard cheese for me as the dealer and finance company have both gone under?
MOTORWAY DIRECT PLC
1 WATERSIDE COURT
BOLD STREET
SHEFFIELD
SOUTH Yorkshire
S9 2LR
Company No. 03222540
Status: Active - Proposal to Strike off Date of Incorporation: 04/07/1996
Country of Origin: United Kingdom Company Type: Public Limited Company Nature of Business (SIC(03)):
7484 - Other business activities Accounting Reference Date: 31/03 Last Accounts Made Up To: 31/03/2007 (GROUP) Next Accounts Due: 31/10/2008 OVERDUE Last Return Made Up To: 04/07/2008 Next Return Due: 01/08/2009
When you get into the register you can hit the search again button, type in the firms name and hit the submit button then use the red links to gather information which may help you.
If you come up against a brick wall then you can go here for help and advice.....
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
You can go to the source of the PPI to reclaim back from them - don't know if you can get the interest you finance company would have applied, I would have thought you would only get the basic premium back but I might be wrong
I am a layperson and have no legal training but I do have an iota of common sense (sometimes)
Welcome Finance PPI -----> over £3k court case filed SETTLED
Park Motor Finance -----> incorrectly logged default on credit file claim for compensation
Lloyds Tsb ----> plenty of things all filed with Financial Ombudsman or Small Claims ----> settled by paying me full amount sought 02/05/09
Lender gone bust - can I do anything?
was compulsary. On attempting to reclaim the PPI I discovered that the finance company had gone bust. Also the car dealership has gone too. The PPI policy was from MOTORWAY DIRECT PLC and they have not acknowledged my letters.
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