Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 26th July 2006 22:15 #1
    double_d77 double_d77 is offline
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    Question Natwest current account with mortgage and credit card

    Hi people,

    Its my first post and I have read loads on here and I am pleased there is a place like this for people to come!


    At present I have a Natwesticon current account that I have had for 13 or 14 years now and it has an overdrafticon on it for £1200, which I am always in! if not over!

    I want to claim back my charges from this account for the past 6years, but I am concerned as I have my mortgageicon with the Natwest and also a credit card with them(oweing £1800).

    So the main question I would like advice on is (as I havent read anywhere about it) Can the Natwest call in my mortgageicon and credit AND close my account if I take this all the way to get MY money back as, I certainly couldnt afford to pay the mortgage back let alone the credit card!

    Any advice or direction(links to read ect) would be gratefully recieved!

    Dave

    ps. For all those reading this who are going through getting your money back and also people who have got their money back then please do consider where you would be without the help of this site! so please consider donating to it! I know I will when/if I can the ball rolling! (not linked in anyway to this site, but am grateful for it and the people who work hard running it)

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  2. 26th July 2006 23:04 #2
    NATTIE
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    Default Re: Natwest current account with mortgage and credit card

    No on the mortgageicon, not sure credit card, and no not without 30 days notice can they close your account(as laid out in NW leaflet and BBA leaflet).

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  3. 26th July 2006 23:11 #3
    double_d77 double_d77 is offline
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    Default Re: Natwest current account with mortgage and credit card

    Thanks for your reply, bit of weight of my mind

    What about a business account? with the same branch?!? can they call this or is this seperate? I wouldnt be calling the charges in on it as I dont get charged yet!

    Also any info on the card would be great!

    Thanks alot

    Dave

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE