Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi
Could someone please give me some advice. I have had a Barclaycard since around 1984 - 1986.
I have CCA'd them and they have sent me a copy of my "Conditions of Use" from when I opened my account (so they say). It has none of the prescribed terms. It also does not say when the account was opened.
Firstly I would like to know where I stand if it turns out that the account was opened before May 1985.
Secondly, I would like to know what happens with regard to PPI and charges that date back to when I took out the card. I only have statements going back to Oct 2003 and I was still paying PPI then even though I was made redundant in 1990 - so obviously did not know what it was for. I have had no charges (until recently) applied to the card in the last six years but I did before this as with the PPI. What are the chances of me being able to claim this back?
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Hi Banker Rhymes
I have been trying to find something on the forums that answers Slick's question, so thank you for that. But what do you mean 'but the mess works both ways I think'?
Barclaycard Help
and charges that date back to when I took out the card. I only have statements going back to Oct 2003 and I was still paying PPI then even though I was made redundant
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