Thread: a 'service' charge that it may be possible to get revoked?

inconsistent charges at Lloyds btwn business and cur a/cs

An observation: Lloyds charge a 'business focus fee' simply for a customer having a business account - £10 a month - and charge on top of that, fees for processing business account cheques and the like.

nothing happens on my business account that does not happen with my current account - they are both normal accounts and I have a cheque book for both. Yet Lloyds are charging around £13 a month for the business account. There is no 'business focus' involved; the only focus that ever took place was an administrative meeting with the manager in order to sign forms when I opened the account.

Presumably I am simply being ripped off by the bank for these business a/c charges; unless a monthly account charge for an account in credit (my business one) is some kind of norm elsewhere. All the same Lloyds surely can't justify the business account charge when there is none for the curent account and the same things apply to the account.

Any views on whether I can get the £10 business focus fee element for my business account revoked? I did write once to query it (about 1 year or so ago, when it may have applied at that time, as I think I signed up to a one-year introductory deal with that fee applying) but never got a reply.

thanks very much!

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