Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 26th July 2006 20:24 #1
    arrandolly arrandolly is offline
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    Angry How many mistakes do the banks make?

    I used my debit card for £62:70 in M&S on Thursday 20th July. It was declined. The assistant apologised saying she had removed my card too soon.. I put it in again and it was accepted. Being an old cynic I checked my balance the next day and the amount had been taken off twice. I phoned A&L who said it was being presented twice but they would reverse one payment. However, if M&S presented twice it would be paid and I would be liable for any charges if taken overdrawn. I then phoned M&S who took two hours to check and phoned me back to assure me it had only gone through once. Sure enough my statement is showing the transaction only went through once, although for two days my account was debited with £125:40 instead of £62:70. Bank don't make mistakes???? Would reporting to the banking Ombudsmanicon be in order here?

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  2. 28th July 2006 19:56 #2
    caro caro is offline
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    Default Re: How many mistakes do the banks make?

    I believe that you need to exhaust a banks complaints procedure before going to the Ombudsmanicon, so you need to make an official complaint first, and check the procedure.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE