Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Taxpayer funded banks Lloyds TSB and Northern Rock are among the organisations unfairly rejecting customers' complaints about loan payment protection insurance, Financial Mail has found.
Barclays, which has so far survived without a bailout, is also among the rogue banks.
All three banks are likely to be in breach of the watchdog's requirement to 'treat customers fairly' and all three are expected to be named and shamed later this year when, for the first time, the Financial Ombudsman Service publishes complaints volumes against individual financial firms.
Big fines could now be levied against these banks by the Financial Services Authority. Research by Financial Mail has identified these banks ahead of the fos's naming and shaming. Our analysis is based on more than 5,000 complaints made to banks in the past six months about the alleged misselling of PPI.
It shows that Lloyds TSB rejected a staggering 95 per cent of complaints and Northern Rock turned down 72 per cent while Barclays declined 69 per cent.
For complainants who are routinely rejected, the next step is the FOS where, in stark contrast to the obstinate stance of the banks, nine in ten complaints are upheld.
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
A quality post that could help folks to keep on claiming
I would appreciate your approval to use your link in here............links
I had an idea Barclays would be in there as an independant and Lloyds from past personal experience and I look forward to seeing a multitude of others named. It could make a lot of people switch banks Perhaps it will make them change their attitude towards their customers
RBS should be in there too with a bit of luck:grin:
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
A quality post that could help folks to keep on claiming
I would appreciate your approval to use your link in here............links
I had an idea Barclays would be in there as an independant and Lloyds from past personal experience and I look forward to seeing a multitude of others named. It could make a lot of people switch banks Perhaps it will make them change their attitude towards their customers
RBS should be in there too with a bit of luck:grin:
aa
Your more than welcome to use it as a link alanalana
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
Your more than welcome to use it as a link alanalana
Thank you duly linked
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
The PPI loan sharks backed by the State
TSB and Northern Rock
Reply With Quote
Perhaps it will make them change their attitude towards their customers
Originally Posted by alanalana
