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I am starting this thread on behalf of my parents.
They received a phone call from a company offering a no win no fee service to recover missold PPI agianst their mortgage. My dad is self employed and the main earner in his household. I have told them not enlist the services of third a party and let me look into it for them instead.
I previously helped them recover bank charges so I'm prepared to do the work and take this as far as i need to if there is a valid claim.
I'm sure I've seen references to PPI on this site. Sorry if I'm missing something that is obvious, but is there a guide to this sort of thing on this site? If not would it best for me to trawl through old posts in the Halifax section or are PPI claims filed seperatly. I would appreciate a little bit of advice to get started.
I am starting this thread on behalf of my parents.
They received a phone call from a company offering a no win no fee service to recover missold PPI agianst their mortgage. There is a lot of this going about we can help no win no fee (but there will be strings attached) My dad is self employed and the main earner in his household. I have told them not enlist the services of third a party and let me look into it for them instead. Good move
I previously helped them recover bank charges so I'm prepared to do the work and take this as far as i need to if there is a valid claim. I would do the same and let's see if you have a claim here.
I'm sure I've seen references to PPI on this site. Sorry if I'm missing something that is obvious, but is there a guide to this sort of thing on this site? Only the PPI forum but there's a lot of valuable info in here. If not would it best for me to trawl through old posts in the Halifax section or are PPI claims filed seperatly. I would appreciate a little bit of advice to get started. Here we go.
Many thanks
First step is to see if there was a case for mis-selling the PPI! Dad being self employed is a brilliant start. Please see these links....
cost £10.00 statutory fee. you can always try and reclaim if you end up going down the county court route but at least you should have all the information to start a serious fight to reclaim.
keep posting and someone will pop up to help
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Your advice was exactly what i was looking for, I don't have regular internet access but I will try and keep this thread updated with regards to any action we take.
I will keep an aye out for you just post when you can for more assistance
aa
I have no legal training and the advice I offer is a matter of support. Before you commit to any Legal action you are advised to contact a qualified legal practitioner. ------------------------------------------------
Bank charge successes:
Halifax - Full settlement incl interest.
HSBC - Settlement, goodwill no admission of liability about 75% of claim.
RBS - Settlement, goodwill no admission of liability about 70% of claim.
2 ongoing claims for bank charges with HSBC with more to come. (Supreme Court ruling could have upset these claims) They did
PPI Successes
PPI 4 settlements on 9 loans. FOS involvement on 7 added on the 8 % Statutory interest another 30% to both.
2 claims settled in full with LV without FOS involvement.
2 claims settled in full with HSBC without FOS involvement
PPI Claims ongoing with:
Cap one Now with the FOS
Barclays. Paid up today 24/04/10 cheque received for over £4,500 and in the bank.
LTSB still have to decide on this as their SAR production was abysmal. Papers data mixed up documents missing etc
Please do not PM me for advice as it may be sometime before I can respond.
Keep at them. Do not give way and do not accept all they tell you, they will delay and stall for as long as they can to prevent repaying you your mis-sold PPI.
Daring Fire vs Halifax missold PPI
from a company offering a no win no fee service to recover missold PPI
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