Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hiya, my sister is on both tax credits and has been with her boyfriend for over a year. They have just had a trial of about 4 weeks of living together and they are perfect for each other. What she wants to know is she no longer needs tax credits from April when he moves in, so what does she just ring them up, fill in forms or what? many thanks.
They may still be entitled to some tax credits, although she will most probably lose her entitlement to Income Support. Strictly speaking, she should have informed them that he was living there, (yes even for four weeks trial).
RE tax credits, she calls them up and tells them she is now living with a partner, and wishes to make a joint claim. They will close down her existing claim, stop all payments and send her a new form to apply for it jointly with her partner.
Just a tip - I would hold off on living together until after April 6th, they close down the single claim and look at the joint claim and she may end up having been overpaid if the change takes place in the current tax year. This happened to me and I had to pay £600 back that they insisted I had been overpaid as they do not calculate it proportionately.
poppynurse, thanks for that information and I will pass it on to my sister, her boyfriend was moving in on friday 3rd April so he might have to stay put at his mums for a bit.....cheers for that.
1 - If your sister doesn't want tax credits at all then she should call them up and request to withdraw her claim. They will end the claim from 05/04/09 and she will only need to complete her renewal for 2008/09 tax year to finalise it off.
2 - If she still wants to claim she should inform them as soon as the change happens, doesn't really matter about what date they move in together, even if that is going into a new tax year, the systems automatically calculate out any over payments, no way to avoid it really.
The income limit for Child Tax Credit is roughly £60,000, if the household income is less than this then they should put in a claim, could still get around £40 per month just for putting in the claim and doing a renewal once year.