Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I took out a loan with the above in March 99 for 36 months. Due to various ongoing financial problems I have been unable for the last 5 years to pay the required payment, but have made intermittent small payments until recently as our position has deteriorated.
Out of the blue, the A&L have sent me a full statement of my account and it shows the full details of the loan, plus the insurance added to the debt, plus a 2 page Breakdown of my payments.
Is it possible to query the insurance premium which I'd forgotten about and if so where do I start to look The premium now represents a third of the total owed remaining.
Alliance and Leicester statement
of my payments.
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