Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 6 of 6
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    nancyspain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2009
    Posts
    58

    Default Marks & Spencer Store Card

    Hi
    I had one of these store cards taken out about 18 years ago. I got so fed up with them hounding me that I cleared the account in Oct last year. I know there were a lot of charges on the account, is it now too late to get these charges back?


  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    brindles Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    310

    Default Re: Marks & Spencer Store Card

    Just because your ballance is £0 should not matter.

    Send them a Subject access requesticon, this will cost you £10 and dont forget to enclose your I.D.

    http://www.consumerforums.com/resour...-request-.html

    Once you have the charges, you can then send a prelim letter,

    http://www.consumerforums.com/resour...-bookworm.html

    hope this help and good luck


  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    nancyspain Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2009
    Posts
    58

    Default Re: Marks & Spencer Store Card

    Thankyou so much brindles I will give it a go


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    brindles Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    310

    Default Re: Marks & Spencer Store Card

    good luck and keep us informed,there are some great people on this site,once things get going for you,im sure you will get all the help you need.

    Dont forget to use recorded delivery.


  5. #5
    Site Team citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB Highly authoritative citizenB's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Dec 2007
    I am in
    Back of beyond
    Posts
    25,738

    Default Re: Marks & Spencer Store Card

    Thread moved to the newly opened M&S forum:grin:

    1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE
    2: Take back control of your finances - Debt Diaries
    3: Feel Bullied by Creditors or Debt Collectors? Read Here
    4: Staying Calm About Debt Read Here
    5: Forum rules - These have been updated - Please Read
    BCOBS

    When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.


    Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

    PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    brindles Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2008
    Posts
    310

    Default Re: Marks & Spencer Store Card

    How is it going



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE