Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Can anyone clarify for me if what i've been told by A&L is true,
I have been charged with going overdrawn several times this month and on each occassion I have made cash deposits in the A&L branch prior to the DD going out. My statement shows the money in the account (not pending or awaiting clearance) so as far as my records look the account is not overdrawn. I've also been charged an exceeding o/d limit of £5 per day for each of these on top of the £25 for the privelage of the DD being returned UNPAID!!! The lady on the telephone told me that it takes a day for CASH paid directly into a branch to clear, surely this cant be right???
I have hunted for T&C's but cannot locate any such rule!!!
Most terms and conditions state that it needs to be paid in the previous working day prior to a DD going out and weekends can be a nightmare. Reclaim them back, i think
Confused with rules!!!
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hmmm good question, keep it bumped,some one will come along soon and help out.
