Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    elliero Novitiate

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    Question El vs Cahoot - list of charges query

    Hi all,

    I was sent a huge list (40+ pages) of all transactions on my account for the past 6 yearsicon, about 10 days after my request, along with the uncashed cheque that I had originally sent through, so that was a good start.

    However, there are a lot of transactions that have no label, and it's obvious that a large majority of these are failed Direct Debits. Some of them obviously aren't, unless they charged me £268 for something!!

    Am I supposed to guess which is which, or reapply to Cahoot for a list only of charges to my account, along with detailed Breakdownicon?

    Has anyone else had these anonymous transactions? Are they trying to pull a fast one or is there some technical reason as to they they aren't labelled?

    Any help much appreciated,
    El

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  2. #2
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    Abby Novitiate

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    Default Re: El vs Cahoot - list of charges query

    Ask them, give them a call and ask them to go through it with you.

    First Direct - £2791.84 received in full and final settlement.
    Cahoot - Agreed to settle for full amount of £2024
    Abbey National - AQ questionnaire returned and 50% offered
    Lloyds Bank - AQ questionnaire returned

  3. #3
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    Default Re: El vs Cahoot - list of charges query

    I asked, through their secure message thingy on the website, for a list of all charges that they had made against me on my credit card and current account. I recieved a letter in the post with all the charges, and what they were for.
    They didn't send me a list of all the transactions that I have made.
    They did it pretty quick too, i think I got the letter within 5 days.

    Maybe you could ask for the same sort of thing?

    Story so far...

    BOS - Student account - preliminary request letter sent

    Cahoot - Current account - list of charges totalling £420 recieved
    Cahoot - Credit card - list of charges totalling £200

    Mint - Request for list of charges made by telephone and letter.

  4. #4
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    elliero Novitiate

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    Re: El vs Cahoot - list of charges query

    Thanks for the advice. I called them, and a woman (who was 'very brief' apparently) told the customer service guy that she would send me what I had originally asked for in the post today.

    So fingers crossed!



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE