Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I checked my credit report today and it transpires that an account i was told was settled with barclaycard last year appears as nil payments for the last six months, but also says no balance outstanding and no payments due but obviously it is an adverse mark on my not fantastic credit rating..
whats the best way to approach them to get this sorted out, do i send a template letter or a general complaint or speak with a regulatory body?
any advice much appreciated!
incidentally the account was settled after they swiped half my wage from Barclays current account one month to pay off a defaulted card so i complained bitterly, they refunded the whole amount and settled the entire debt. edit
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Re: Barclay Card false information on Credit Report
Did you actually close the account?
A account open with nil balance is not a negative, although having the availabel credit may reduce your chances of getting credit as you ahve available unused credit.
Ring up and close the account....this is the quickest way for it to correct on yoru cresit report.
Barclay Card false information on Credit Report
current account one month to pay off a defaulted card so i complained bitterly, they refunded the whole amount and settled the entire debt. edit
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