Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
    Basic Account Holder
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    Default I need to Request My Agreements....

    Hi

    Hope all are well.

    I need to request my credit agreements from my lenders.

    Does anybody have a Letter template that I could use....

    is the statuory fee definitely £1.00 for ALL lenders

    and last but not least, who address do i send letters to? Following are the name of the companys, would anyone know the address's for any of them?

    Barclaysicon Loan
    Barclaycard
    Lloydsicon TSB Loan
    Lloyds TSB Credit Card
    HSBCicon Credit Card
    MBNAicon Credit Card
    Halifax Credit Card
    Citi Credit Card
    Capital One
    Natwest Credit Card
    Royal Bank of Scotlandicon Credit Card
    Aqua Mastercard

    B&Q Storecard

    Could anyone help me with these?

    Cheers


  2. #2
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: I need to Request My Agreements....

    Hi,
    If you're just after copies of agreements then this letter is the one you need:

    http://www.consumeractiongroup.co.uk...tml#post162367

    If you are going to try and reclaim charges you need to SARicon the companies involved. Go here to find letters:

    The Consumer Forums - Bank charges templates (consumer)


    CCA request.
    £1 postal order
    send recorded delivery
    do not signicon your name, just print it
    Give them 12+2 working days to respond


    SARicon
    Send £10 postal order
    send recorded
    give them 40 days


    fox

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10


  3. #3
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    Default Re: I need to Request My Agreements....

    Hi

    Thanks ever so much for that....

    How do I get the correct address for the above banks? would there be a specialist office, dealing with such things?

    regards


  4. #4
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: I need to Request My Agreements....

    Assuming none of the debts are with debt collectionicon agencies then the address on your statements will do.
    If you do a SARicon then mark the letters for the attention of the data controller

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10


  5. #5
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    Default Re: I need to Request My Agreements....

    so, if they are with debt agencies, how would that make a difference?


  6. #6
    Site Team silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961 Authoritative silverfox1961's Avatar

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    Default Re: I need to Request My Agreements....

    If any of your debts are with a DCAicon then any CCA requests need to go to them instead of the original creditor.

    SARicon goes to the original creditor

    If you are asked to deal with any matter via private message, PLEASE report it.
    Everything I say is opinion only. If you are unsure on any advice given, you should see a qualified solicitor

    Do you need debt advice? Look at this excellent blog. 10 steps to put YOU back in control
    Part 1--Part 2--Part 3--Part 4--Part 5--Part 6--Part 7--Part 8--Part 9--Part 10



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE