Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am new to all this and stumbled aross your site by accident following financial dificulties looking for help. It has however inspired me not to bow down to the high street commercial entities and fight my own corner.
I have therefore sent a CCA request as picked up off the site to Tesco Visa Card, which they responded to. Although they have only sent me a copy of my application form containing no prescribed terms, rates figures etc. Also enclosed was a copy of a credit agreement pertaining to my current card number and limit, and terms and conditions brochure publised around the time my card was taken out in 1999.
The cover letter staes they have complied with the S(78) request.
where do I go from here?
Have tried to attach copy docs, first time so hope it works.