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    • OK, thanks, I won't wait for them. On a side note, some of the posts on here are a bit frustrating, I read through five pages or so of someone going through the court process rooting for them as I'm reading, then nothing, not heard of again. Left here wondering what the outcome was, lol!
    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
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RLP CLIENTS-have you written to any/had a response.


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This thread is for details of letters written to/ responses from stores.

 

We know that members have written in complaint to their own issues we need to collate this information-its easier to keep track on this if its posted here.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Hi Martin,

 

I thought it might be helpful if those threads that have reached a conclusion such as mine and the lady with child at boots, if in the title you could add, Conclusion reached or something as it would give anyone coming to this site threads that they could identify have had a result.

 

I thought it might encourage people to persist.

 

Or a sticky listing those that have reached a conclusion perhaps?

 

Cheers

 

tried to PM u but you're full again

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OK BW By the way did you get my comment asking victims to contact you &/or Martin to be provided with templates. The reason I'm not placing them on the open forum just yet is so they can be modified to include any new evidence which becomes available in the near future not least confirmation of the CCL matter

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  • 2 weeks later...

Just wanted to let you know that I received a response from Boots Legal Dept. They mantain that RLP are not able to write to parents instead of the child concerned for Data Protection reasons as that would be a breach of confidentialty to the child. (Then why did Boots ask for my details when she was stopped?) They have however, agreed with RLP that the letter they send to teenagers will "... include an encouragement to the teenager to inform their parent or guardian of what has happened and to seek their assistance in resolving the matter." (I really can't see how this would help with a teenager who is already scared witless by their parents inital reaction to the whole matter!)

 

They also state that RLP are not required to hold a Consumer Credit License as they are not acting as debt collectors.

 

They clam that the items my daughter stole had been opened and were not in a re-saleable conditon. My daughter vehemently denies this, but it seems it is now our word against theirs and I don't see we have a leg to stand on.

 

I have also had a response from The Childrens Commssioner, they say they cannot intervene in any individual matter (not what I was asking for, only ponting out the threat to retain data that could affect my daughters future credit rating) and suggest contact the Childrens Legal Centre, Unibversty of Essex, Wivenhoe Park, Colchester ESSEX CO4 3SQ.

 

Disappointingly, no response as yet from Nottingham Trading Standards.

 

It seems to me that this whole business is happening because the law allows for it, even if this is not the way it was intended. Some bright spark has seen this 'gap in the market' and is now making a very lucrative profit having set up RLP. The Stores involved probably aren't making much money out of it themselves, but it saves them the trouble of involving the Police and all they have to do is pass the teenagers details to RLP. No doubt they would also argue the deterrent value. The only way I can see a stop to RLP is if the stores can be convinced as to how damaging this is to the families involved. I sincerely hope that it does not take a teenagers suicide to do that.

 

The affect this whole business has had on us, as a family has been awful. To the parents of the girl who tested the hair mousse, I hope you take this all the way. At the end of the day my daughter did wrong, your daughter did nothing intentional. I can well understand your reluctance to get the press involved, but you have a good case and RLP and the companies they represent rely on the fact that those concerned will be to ashamed to follow this route. I wish you the very best of luck.:(

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Once again we see the DPA being used as an excuse for bad behaviour. They are talking rollocks there is nothing in the DPA which permits them to send threatening letters to under 18s...............As with ALL threatened or concurrent litigation they must communicate directly with the guardian/parent NOT the minor ................ Suggest you write back pointing this out & the fact that they have does, you have been advised, constitute harrasment of a minor

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Just wanted to let you know that I received a response from Boots Legal Dept. They mantain that RLP are not able to write to parents instead of the child concerned for Data Protection reasons as that would be a breach of confidentialty to the child. (Then why did Boots ask for my details when she was stopped?) They have however, agreed with RLP that the letter they send to teenagers will "... include an encouragement to the teenager to inform their parent or guardian of what has happened and to seek their assistance in resolving the matter." (I really can't see how this would help with a teenager who is already scared witless by their parents inital reaction to the whole matter!)

 

They also state that RLP are not required to hold a Consumer Credit License as they are not acting as debt collectors.

 

They clam that the items my daughter stole had been opened and were not in a re-saleable conditon. My daughter vehemently denies this, but it seems it is now our word against theirs and I don't see we have a leg to stand on.

 

I have also had a response from The Childrens Commssioner, they say they cannot intervene in any individual matter (not what I was asking for, only ponting out the threat to retain data that could affect my daughters future credit rating) and suggest contact the Childrens Legal Centre, Unibversty of Essex, Wivenhoe Park, Colchester ESSEX CO4 3SQ.

 

Disappointingly, no response as yet from Nottingham Trading Standards.

 

It seems to me that this whole business is happening because the law allows for it, even if this is not the way it was intended. Some bright spark has seen this 'gap in the market' and is now making a very lucrative profit having set up RLP. The Stores involved probably aren't making much money out of it themselves, but it saves them the trouble of involving the Police and all they have to do is pass the teenagers details to RLP. No doubt they would also argue the deterrent value. The only way I can see a stop to RLP is if the stores can be convinced as to how damaging this is to the families involved. I sincerely hope that it does not take a teenagers suicide to do that.

 

The affect this whole business has had on us, as a family has been awful. To the parents of the girl who tested the hair mousse, I hope you take this all the way. At the end of the day my daughter did wrong, your daughter did nothing intentional. I can well understand your reluctance to get the press involved, but you have a good case and RLP and the companies they represent rely on the fact that those concerned will be to ashamed to follow this route. I wish you the very best of luck.:(

 

The lukewarm response from the Childrens Commissioner is very disappointing.

It is this kind of response that disheartens people.

This is the problem people will be coming up against,someone reads a letter and just thinks "shoplifter,we can't get involved."

 

It is patronizing,and I would write again pointing this out.Tell them she has admitted a criminal act,and as a parent you have dealt with that,but that is an entirely seperate issue,and would they please address your other points.

 

I have heard it said by Managers,there is no point in calling the Police for alleged theft these days,as all they get is a fine and not even a criminal record.Perhaps this is part of the problem why stores are choosing RLP over calling the Police.

 

You could visit the store and ask to inspect the "opened " goods,noting exactly what goods their are(ideally with your daughter present if possible) (I suspect they won't have them and they will have been returned to the shopfloor for resale).There should be a paper trail ,a written record by Security,of where the goods are stored,and how they were later "disposed of". Alternativly a photo.If the goods have been "written off",( a book is usually kept by managers on the shopfloor for this purpose)a signature will need to have been obtained for accounting purposes.Those goods are then in theory,destroyed.

Edited by shanty
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Write back to Children's Commissioner telling him your very disappointed with his response particularly as he appears to be sanctioning the blackening of a child's name by a firm who's sole MO is to make money. That subject to his next reply you will making a formal compliant to both your MP & the MoJ

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  • 4 weeks later...

PSNI are not working WITH RLP, RLP simply joined in a discussion once.

Edited by yourbank

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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  • 2 months later...

These threads need to be progressed in main forum.

Will move them there.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 1 year later...

Hi there, my first post so be gentle with me. My wife was "apprehended" when leaving the local Tesco's . I won't go into detail but the Police were called and she was issued with a FPN of £80. A week later we received the letter from RLP demanding £137.50, due to "a wrongful act being committed.

I was not too sure about this letter so I decided to do a bit of investigation and ended up here on this forum. After reading several threads about RLP I decided to write to them. I opened my letter by stating that a FPN was not an admition of guilt and, whilst I admit there would of been some administrative costs involved, the fact that no goods were opened or damaged in any way, I felt £137.50 was excessive and I sent a cheque for £70 and asked them to accept this as full and final settlement of this matter.

I have today, exactly one week later, received a reply from RLP, with a lot of legal quotations and reasons why their costs were set so high, ACCEPTING my payment of £70 and the matter is now concluded.

 

May I take this opportunity to thank everyone that posts on here and just advise anyone in the same position as I was to write, being courteous and fair,and hopefully your case will be dealt with the same.

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Hi there, my first post so be gentle with me. My wife was "apprehended" when leaving the local Tesco's . I won't go into detail but the Police were called and she was issued with a FPN of £80. A week later we received the letter from RLP demanding £137.50, due to "a wrongful act being committed.

I was not too sure about this letter so I decided to do a bit of investigation and ended up here on this forum. After reading several threads about RLP I decided to write to them. I opened my letter by stating that a FPN was not an admition of guilt and, whilst I admit there would of been some administrative costs involved, the fact that no goods were opened or damaged in any way, I felt £137.50 was excessive and I sent a cheque for £70 and asked them to accept this as full and final settlement of this matter.

I have today, exactly one week later, received a reply from RLP, with a lot of legal quotations and reasons why their costs were set so high, ACCEPTING my payment of £70 and the matter is now concluded.

 

May I take this opportunity to thank everyone that posts on here and just advise anyone in the same position as I was to write, being courteous and fair,and hopefully your case will be dealt with the same.

 

 

Hi Its good to have the pressure go

 

However clearly you haven't done enough research as if you had you'd know that any payment to RLP WILL be construed by them & their clients as a sign of guilt. This they believe will permit them to place you wife's details on their data base, which was formerly known, as a record of dishonest persons, "some of whom may not have been convicted of an offence" thereby blighting amongst others things any future job prospects, obtaining credit a mortgage or even insurance

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Thanks for your reply Jonchris. I understood that whether I paid or not the details would be put on their data base. It is a shame there is not enough advice about this on these forums, perhaps you could make it clearer for us! It is also a pain when you try and research and most of what you read is forum members having a go at each other rather than addressing the issue at hand.What do you suggest, if anything, I do now or should I just leave this matter alone now?

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Thanks for your reply Jonchris. I understood that whether I paid or not the details would be put on their data base. It is a shame there is not enough advice about this on these forums, perhaps you could make it clearer for us! It is also a pain when you try and research and most of what you read is forum members having a go at each other rather than addressing the issue at hand.What do you suggest, if anything, I do now or should I just leave this matter alone now?

 

 

Eventhough you have paid you can still reverse the situation but you would have to be prepared to take the fight to them

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  • 3 months later...

i fear that the acceptance of the FPT will be seen as an admission of guilt- i retired from the police before these FPT were introduced but i would be surprised if it were not the case that they cannot be issued UNLESS the person admits the offence. ##

 

if they deny the offence the police officer would then have to report her for the offence and caution her under PACE

 

alternatively- if i am wrong- then there would be a time period in which the alleged offender could dispute the FPT and ask for a hearing before magistrates- again if she did not dispute- but paid the FPT then this would be taken as an admission of guilt and then the only questions would relate to the amount being claimed ( IMO)

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